Have money deposited into your account

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Automatic deposit of money into your account. Eliminates the risk of loss or theft. Funds are available on the deposit date or on the next business day if the deposit date falls on a weekend.

4 options:

Direct deposit of your salary

To have your salary deposited directly into your account, simply contact your employer or the organization that pays you and fill out an application form or provide a void (specimen) cheque.

Direct deposit from Canada Revenue Agency

Register for the Canada Revenue Agency's direct deposit service to get the following payments deposited directly into your account:

  • Canada Emergency Response Benefit (CERB)
  • Canada Emergency Student Benefit (CESB)
  • income tax refund
  • GST/HST tax credit and similar payments
  • Working Income Tax Benefit (WITB)
  • Canada child benefit (CCB) and any similar provincial or territorial payments
  • deemed overpayment of income tax

There are 2 ways to sign up for direct deposit:


Direct deposit from Revenu Québec

Register for Revenu Québec's direct deposit service to get the following payments directly deposited into your account:

  • solidarity tax credit
  • income tax refund
  • advance payments of work premium tax credit
  • advance payments of the tax credit for child-care expenses
  • advance payments of the tax credit for home-support services for seniors
  • spousal and child support payments
  • housing allowance payments

There are 2 ways to sign up for direct deposit:


Direct deposit from Retraite Québec

Sign up for direct deposit at any time on the Retraite Québec website - External link. This link will open in a new window..

You can get direct deposit of your:

  • family allowance assistance payments
  • pension payments under the Québec Pension Plan (retirement pension, disability pension, surviving spouse's pension, etc.)
  • pension payments under public pension plans (RREGOP which is the Government and Public Employees Retirement Plan, PPMP, etc.)

There are 2 ways to sign up for direct deposit:

  • on the Retraite Québec website
  • through the automated phone system
    • Child assistance: 1-800-667-9625
    • Québec Pension Plan: 1-800-463-5185

Discover the fast, secure way to send money to someone with an account at a different Canadian financial institution. With Interac e-Transfer available on AccèsD Internet and mobile, you can transfer funds by text or email anytime you want.

Learn more about Interac e-Transfers®

Use this feature to:

  • transfer money to the account of another Desjardins member or Visa Desjardins cardholder
  • receive money from another Desjardins member in complete security
  • pay money you owe another individual (for your share of a group gift or reservation, etc.)
  • pay for occasional services (e.g., plumber, electrician, etc.)
  • pay for recurring expenses (e.g., rent and child care fees)
  • help out a parent, friend or child studying away from home
  • get paid back


Several ways to make transfers

Make transfers online on AccèsD and at Desjardins ATMs

Maximum daily amount

You can transfer money up to your daily money transfer limit (folios and credit cards included) every day.

The money transfer limit is the maximum amount of transfers that can be done in a single day to other Desjardins members. The default daily money transfer limit is $3,000 for members age 18 and up, and $1,000 for minors. Your caisse may review your limit if you are a minor.

Note: Money transfers from a Desjardins credit card may not exceed $1,000 in 24 hours.


Transactions can be carried out immediately or scheduled to take place at a later date, just once or on a recurring basis.


The same fees apply as those charged for transfers between accounts. No charge for recipients of money transfers.

Speed and security

Immediate, on a secure connection and without holds on funds

How it works


Create your list of recipients

Get the information required from each recipient you want to add to your list. Or obtain from the information from a specimen cheque marked "VOID". All the information required is on the cheque. Log on to AccèsD to enter the information.

  • If you use AccèsD and the ATM

    To have your list of money transfer recipients displayed at the ATM, log on to AccèsD and click on:

    • the Profile and preferences icon in the right-hand menu
    • Manage ATM access in the Manage access section.
  • If you use only the ATM

    Contact an advisor at 1-800-CAISSES (1-800-224-7737) or 514-CAISSES (514-224-7737) for the Montreal area, or visit your caisse.


Make money transfers

Once you've made your list of recipients, you can transfer funds to their account instantly3:

  • on AccèsD (click Transfers in the right-hand menu and select Money transfers) or
  • at the ATM (click Transfer and then Money transfers)

Registered for AccèsD?

Make a money transfer

Not registered yet?

Register for AccèsD

Frequently asked questions

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