Savings and investments

Plan for the future and grow your money with our savings and investment products.

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Savings plans for all your needs

Registered savings plans offer numerous tax benefits and allow you to achieve your goals, such as saving for retirement, a child's education or your first home, or building an emergency fund.

TFSA

RRSP

FHSA

RESP

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Goals-based investing

Explore our investment products and see which ones are best for your goals. Need help? Contact your advisor to discuss your savings goals.

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Guaranteed investments (term savings)

Enjoy a known return on your investment from day one. Both your principal and interest are guaranteed.

Market-linked guaranteed investments

Harness the growth potential of stocks without risking your capital.

Desjardins Funds

Invest in innovative and competitive fund portfolios tailored to your profile.2

Savings accounts

Save your money with no required minimum deposit and no service fees.

Other investment options

Guaranteed Investment Funds under the Helios2 Contract

Earn interest while protecting your estate and your savings.3

Responsible annuities

Receive regular, guaranteed income and help create a more sustainable world.

Capital régional et coopératif Desjardins

Get a provincial tax credit and potential returns while supporting businesses across Quebec.4

Market-linked term investments

Take advantage of potential stock market growth, a guaranteed minimum return and possible protection in the event of death or bankruptcy.

Responsible investment pays off

Commit to a sustainable and equitable economy by investing in businesses that value the environment, the community and diversity. With our socially responsible investments, you can grow your money while taking action for the future.

Discover our responsible investment products

Understand the basics of investing

If you're just starting to invest your money, take the time to understand some basic investment concepts, such as types of investments, how returns work and different savings plans. Your goals, investment horizon and risk tolerance can help you choose, as well as determining your investor profile.

Your advisor can help you make sense of everything and lend a hand with your investment goals.

Learn more about investment basics

Helpful tools

Your savings and investment assistant

Compare savings plans

Interested in self-directed investing?

Whether you’re a beginner or expert investor, we offer everything you need to make informed decisions and invest on your own with confidence.

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Group retirement savings

Does your employer offer a group retirement savings plan? Explore the benefits of participating and start contributing.

Learn more about group retirement savings

Economic studies

Read publications from our economists for the latest economic and financial news.

See all our publications

Additional information

Federation capital shares

The Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The Desjardins Funds are offered by such registered dealers as the Desjardins Financial Services Firm, a mutual fund dealer belonging to the Desjardins Group that distributes the Funds in caisses throughout Québec or the Credit Union in Ontario.

DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company. Helios2 and DFS Guaranteed Investment Funds are registered trademarks of Desjardins Financial Security Life Assurance Company.

CRCD shares are not guaranteed investments. Their value and returns vary, and past performance is not indicative of future returns. Investment fees may apply. Read the prospectus before investing (PDF, 791 KB)