Savings accounts

A variety of accounts for saving for the short-term, reaching a goal or setting money aside for a major investment

  • No cheque-writing privileges
  • Various ways available to build capital
  • Desjardins Savings-Life Insurance available
  • RRSP-TFSA eligible
  • Regular rate 1.00%
  • Account type: high interest savings account only available on Personal AccèsD Internet and mobile
  • Fees: No service charges
  • Deposit insurance: up to $100,000 per person per caisse

Learn more - High Interest S@vings Account

  • Savings account with no cheque-writing privileges
  • Interest rate: 0.05 % to 0.10 % (depending on product)
  • Standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
  • Saving through single or periodic instalments

Learn more - Regular Savings Account

  • Regular rate 1.00%
  • Account type: Registered savings account
  • Fees: No service charges
  • Savings and withdrawals are not taxed

Learn more - TFSA Savings Account

  • Minimum regular rate 0.65% (based on balance maintained)
  • Account type: savings account with high returns
  • Fees: none

Learn more - Enhanced Investment Account

Did you know?
Deposit insurance: Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario.
Learn more about deposit insurance (FAQ).

Rates subject to change without notice.

All deposits made to a TFSA and High Interest S@vings Account – RRSP are subject to the contribution limits set by the Canada Revenue Agency (CRA). The RRSP contribution limit is on the Notice of Assessment from the CRA. Members are fully responsible for ensuring that they respect their contribution limits.