Savings accounts

A variety of accounts for saving for the short-term, reaching a goal or setting money aside for a major investment

  • No cheque-writing privileges
  • Various ways available to build capital
  • Desjardins Savings-Life Insurance available
  • RRSP-TFSA eligible
  • Regular rate 0.10%
  • Account type: high interest savings account only available on AccèsD Internet and mobile (individuals)
  • Fees: none
  • Deposit insurance: up to $100,000 per person per caisse

Learn more - High Interest S@vings Account

  • Regular rate 0.10%
  • Account type: registered savings account
  • Fees: none
  • Savings and withdrawals are not taxed

Learn more - TFSA Savings Account

  • Savings account with no cheque-writing privileges
  • Interest rate: 0.05 % to 0.10 % (depending on product)
  • Standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
  • Saving through single or periodic instalments

Learn more - Regular Savings Account

  • Minimum regular rate 0.05% (based on balance maintained)
  • Account type: savings account with high returns
  • Fees: none

Learn more - Enhanced Investment Account

Did you know?
Deposit insurance: Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $250,000 by the Deposit Insurance Corporation of Ontario.
Learn more about deposit insurance (FAQ).