Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.
 

You are here: Home > Personal > Accounts and services > Savings accounts

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Savings accounts

A variety of accounts for saving for the short-term, reaching a goal or setting money aside for a major investment

  • No cheque-writing privileges
  • Various ways available to build capital
  • Desjardins Savings-Life Insurance available

You must have a Desjardins chequing account to open a savings account.

Promotional rate

Get a promotional rate on all new deposits made to a an eligible Desjardins savings account between August 16 and November 15, 2016:

2.25% on a High Interest S@vings Account Terms and conditions - High Interest S@vings Account

2.25% on a High Interest S@vings Account (RRSP) Terms and conditions - High Interest S@vings Account - RRSP

2.25% on a TFSA Account Terms and conditions - TFSA Savings Account

1.50% on an Enhanced Investment Account Terms and conditions - Enhanced Investment Account

You must have a Desjardins chequing account to open a savings account.

  • High interest savings account only available on AccèsD Internet and mobile
  • Regular rate of 0.75% + bonus rate of 1.50% (new deposits)

Learn more - High Interest S@vings Account

  • Savings account with no cheque-writing privileges
  • Interest rate: 0.05% to 0.10% (based on balance maintained)
  • Standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
  • Saving through single or periodic instalments

Learn more - Regular Savings Account

  • Registered savings account1
  • Interest rate See current rates
  • No fees
  • Savings and withdrawals are not taxed
  • For short- and medium-term projects

Learn more - TFSA Savings Account

1. To open a TFSA Savings Account, you must first register for a Tax-Free Savings Account issued and administered by Desjardins Trust. You also need a Desjardins chequing account.

2. This guarantee does not apply to money invested in mutual funds or other investments—such as shares, corporate bonds or treasury bonds—whose value and yield may fluctuate according to market trends.

  • Savings account that blends flexibility with high returns
  • Regular rate between 0.50% and 0.75% (based on balance maintained) + bonus rate of 1.00% (new deposits)
  • No fees

Learn more - Enhanced Investment Account

Did you know?
Deposit insurance: Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario.
Learn more about deposit insurance (FAQ).

Toolbar