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TFSA Savings Account

Put money aside in a tax-sheltered plan!

  • Account type: Registered savings account
  • Fees: No service charges
  • Savings and withdrawals are not taxed

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Promotional rate

Get a promotional rate of 2.25% on new deposits made to your TFSA Saving Account between August 16 and November 15, 2016.

Terms and conditions - TFSA Savings Account


This savings account, designed specifically for TFSAs, lets you put money aside for short- and medium-term projects. It gives you security and flexibility to build up savings and access your funds.

To open a TFSA Savings Account, you must first register for a tax-free savings account issued and administered by Desjardins Trust. You also need a Desjardins chequing account.


Deposits1, withdrawals, transfers permitted at all times.

Overcontributions are subject to a tax of 1% per month.

Learn more about overcontributions (PDF, 219.4 KB).

Periodic Investment Plan

Make automatic transfers into your account. You decide how much and how often (minimum of $25 per transfer).


Paid monthly and non-taxable.

See current rates

Account statement

Monthly statement of account included in the chequing account statement you receive by mail or online.

Learn more about account statements.


  • Desjardins Savings-Life Insurance available.
    Learn more about Savings-Life Insurance.
  • Now available on AccèsD.


How much will your investment be worth at maturity?

  1. Maximum annual contribution set by tax authorities: $5,000 in 2009, then indexed to the inflation rate and rounded to the nearest $500 on a yearly basis.