Learn more about our turnkey support† to make your dream of owning a home a reality. Start planning with our mortgage calculators. Contact us with your questions, to get pre-approved or to apply.
Special mortgage rates
39-month closed fixed-rate mortgage
This rate stays the same for 39 months.
55-month closed fixed-rate mortgage
This rate stays the same for 55 months.
5-year closed fixed-rate mortgage
This rate stays the same for 5 years.
5-year closed reduced variable rate mortgage
This rate varies with the prime rate4, but maintains a rate spread guaranteed for 5 years.
See our mortgage rates5 and their key features so you can pick a mortgage tailored to your needs.
Your plans as a first-time homebuyer
Other home projects
Start by getting pre-approved
Get pre-approved to show you're a serious buyer and see how much you can borrow. No commitment is required, and you'll guarantee your rate for a fixed period.
Manage your mortgage online
AccèsD is an easy, fast and secure tool you can use to plan the purchase of your first home. Use it anywhere, anytime!
Download the Desjardins mobile services app
Meet with a mortgage representative
- Available to help you with all your mortgage needs
- Available days, evenings and weekends
- Able to meet you at your home, workplace or anywhere else you choose
Monday to Friday: 8 AM to 9 PM
Saturday: 9 AM to 6 PM
We can call you when it's convenient.
Mortgage products are subject to Desjardins credit approval. Certain conditions, limitations and exclusions may apply. Mortgage products are offered based on your needs. Speak with a Desjardins advisor to find the right ones for you.
Loan insurance is a product offered by Desjardins Insurance. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
Home insurance is a product of Desjardins General Insurance Inc. in Quebec, provider of automobile, property and commercial business insurance, and of Certas Direct Insurance Company in Ontario, underwriter of automobile and property insurance.
Rates may differ if your amortization is over 25 years. Contact an advisor for more information.
Interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.