Mortgages
Discover our mortgage options for buying your first home, renewing your mortgage or transferring it over to us. Use our calculators to see where you stand. Get in touch and we'll help you get started.
Special mortgage rates
5-year closed fixed-rate mortgage
5.69%1
This rate stays the same for 5 years.
5-year closed reduced variable rate mortgage
6.50%1
This rate varies with the prime rate2, but maintains a rate spread guaranteed for 5 years.
Take advantage of our offer and get an extended rate guarantee
For a limited time, get pre-approved or apply for a mortgage and we'll reserve your rate until June 30, 2023.3
Start by getting pre-approved
Get pre-approved to show you're a serious buyer and see how much you could borrow. No commitment is required, and you'll guarantee your rate for a fixed period.
Manage your mortgage online
AccèsD is an easy, fast and secure tool you can use to plan the purchase of your first home. Use it anywhere, anytime!
Download the Desjardins mobile services app
Meet with a mortgage representative
- Available to help you with all your mortgage needs
- Available days, evenings and weekends
- Able to meet you at your home, workplace or anywhere else you choose
Contact us
By phone
Monday to Friday: 8 AM to 9 PM
Saturday: 9 AM to 6 PM
We can call you when it's convenient.
Rates may differ if your amortization is over 25 years. Contact an advisor for more information.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.