High Interest S@vings Account

  • Regular rate 1.05%
  • Account type: high interest savings account only available on Personal AccèsD Internet and mobile
  • Fees: No service charges
  • Deposit insurance: up to $100,000 per person per caisse

Features

Only available on Personal AccèsD Internet and mobile, this account is for people who want to grow their savings quickly with each dollar saved earning high interest. There are no fees and you can access your funds easily. The account is also RRSP eligible.

Transactions

Inter-institution transfers and transfers between this account and your other Desjardins accounts permitted at all times. No minimum amount required.

Interest

Interest paid monthly.

See current rates.

Monthly fees

No fees

Account statement

Monthly statement of account included in the chequing account statement you receive by mail or online.

Learn more about monthly account statements.

Deposit insurance

Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario.

Learn more about deposit insurance (FAQ).

Eligible for these plans

The High Interest S@vings Account is eligible for non-registered plans and RRSPs.

Other

Rates subject to change without notice.

All deposits made to a TFSA and High Interest S@vings Account – RRSP are subject to the contribution limits set by the Canada Revenue Agency (CRA). The RRSP contribution limit is on the Notice of Assessment from the CRA. Members are fully responsible for ensuring that they respect their contribution limits.