Rates - Savings accounts and chequing accounts

Our savings accounts and chequing accounts can earn you a better interest rate, help you save tax-free and grow your money. View the current rates on our savings accounts and chequing accounts.

Current rates on March 20, 2019

Promotional rate

Take advantage of an attractive promotional rate on new deposits made until March 28, 2019, in an eligible Desjardins savings account:

2.40% on the High Interest S@vings Account - RRSP
Terms and conditions - on the High Interest S@vings Account

2.40% on the High Interest S@vings Account
Terms and conditions - on the High Interest S@vings Account

2.40% on the TFSA Savings Account
Terms and conditions - on the TFSA Savings Account

1.65% on the Enhanced Investment Account
Terms and conditions - on the Enhanced Investment Account

Most popular savings accounts

Savings account Interest rate
High Interest S@vings Account 1.05%
TFSA 1.00%

Other savings accounts

High Interest S@vings Account

Amount Interest rate
$0 to $4,999 1.05%
$5,000 to $24,999 1.05%
$25,000 to $49,999 1.05%
$50,000 to $99,999 1.05%
$100,000 or more 1.05%

TFSA Savings Account

Amount Interest rate
$0 to $4,999 1.00%
$5,000 to $9,999 1.00%
$10,000 to $24,999 1.00%
$25,000 to $59,999 1.00%
$60,000 or more 1.00%

Enhanced Investment Account

Amount Interest rate
$0 to $49,999 0.65%
$50,000 to $99,999 0.75%
$100,000 to $249,999 0.80%
$250,000 to $499,999 0.90%
$500,000 or more 1.00%

Chequing accounts

High-Yield Account

Amount Interest rate
$0 to $4,999 0.00%
$5,000 to $9,999 0.05%
$10,000 to $24,999 0.10%
$25,000 to $59,999 0.15%
$60,000 to $99,999 0.15%
$100,000 or more 0.20%

Build-Up Savings Account

Amount Interest rate
$0 to $999 0.00%
$1,000 to $1,999 0.05%
$2,000 to $3,999 0.05%
$4,000 to $9,999 0.05%
$10,000 or more 0.10%

Desjardins Youth Profit Account

Amount Interest rate
$0 to $199 0.05%
$200 to $499 0.05%
$500 to $999 0.10%
$1,000 or more 0.10%

Food for thought

See a list of our different accounts to find the one that best meets your needs. Whether you want to make transactions on a daily basis, take advantage of student perks or save towards a goal, we have the account you need.

Learn more about accounts and services

  1. Interest on the High Interest S@vings Account is calculated on the total balance.
  2. Interest on the High Yield Account with a balance of $0 to $59,999 is calculated on the total balance. Interest on the High Yield Account with a balance of $60,000 or more is calculated on the amount exceeding the minimum balance.
  3. Interest on the Build Up Savings Account is calculated on the amount exceeding the minimum balance.
  4. Interest on the TFSA Savings Account is calculated on the total balance.
  5. Interest on the Youth Profit Account is calculated on the amount exceeding the minimum balance.
  6. Interest on the Enhanced Investment Account is calculated on the total balance.

Chequing accounts do not bear interest.