Rates - Savings accounts and chequing accounts
Our savings accounts and chequing accounts can earn you a better interest rate, help you save tax-free and grow your money. View the current rates on our savings accounts and chequing accounts.
Current rates on March 5, 2021
Until March 31, 2021, take advantage of a promotional rate on new deposits made into an eligible Desjardins savings account:
1.00% on the High Interest S@vings Account – RRSP
0.50% on the High Interest S@vings Account (non-registered)
1.00% on the TFSA Savings Account
At least 0.45% on the Enhanced Investment Account
Savings account | Interest rate |
---|---|
High Interest S@vings Account | 0.10% |
TFSA | 0.10% |
Other savings accounts
Savings account | Interest rate |
---|---|
Non–registered Regular Savings Account | 0.05% |
Registered Regular Savings Account | 0.10% |
Amount | Interest rate |
---|---|
$0 to $49,999 | 0.05% |
$50,000 to $99,999 | 0.05% |
$100,000 to $249,999 | 0.10% |
$250,000 to $499,999 | 0.10% |
$500,000 or more | 0.10% |
Chequing accounts
Amount | Interest rate |
---|---|
$0 to $4,999 | 0.00% |
$5,000 to $9,999 | 0.05% |
$10,000 to $24,999 | 0.10% |
$25,000 to $59,999 | 0.15% |
$60,000 to $99,999 | 0.15% |
$100,000 or more | 0.20% |
Amount | Interest rate |
---|---|
$0 to $999 | 0.00% |
$1,000 to $1,999 | 0.05% |
$2,000 to $3,999 | 0.05% |
$4,000 to $9,999 | 0.05% |
$10,000 or more | 0.10% |
Amount | Interest rate |
---|---|
$0 to $199 | 0.05% |
$200 to $499 | 0.05% |
$500 to $999 | 0.10% |
$1,000 or more | 0.10% |
Food for thought
See a list of our different accounts to find the one that best meets your needs. Whether you want to make transactions on a daily basis, take advantage of student perks or save towards a goal, we have the account you need.
Learn more about accounts and services
- Interest on the High Interest S@vings Account is calculated on the total balance.
- Interest on the High Yield Account with a balance of $0 to $59,999 is calculated on the total balance. Interest on the High Yield Account with a balance of $60,000 or more is calculated on the amount exceeding the minimum balance.
- Interest on the Build Up Savings Account is calculated on the amount exceeding the minimum balance.
- Interest on the TFSA Savings Account is calculated on the total balance.
- Interest on the Youth Profit Account is calculated on the amount exceeding the minimum balance.
- Interest on the Enhanced Investment Account is calculated on the total balance.
Chequing accounts do not bear interest.