Rates - Accounts
Promotional rate
Take advantage of an attractive promotional rate on new deposits made until November 15, 2018 in an eligible Desjardins savings account:
2.25% on the High Interest S@vings Account - RRSP Terms and conditions - High Interest S@vings - RRSP Account
2.25% on the High Interest S@vings Account Terms and conditions - High Interest S@vings Account
2.25% on the TFSA Savings Account Terms and conditions - TFSA Savings Account
1.40% on the Enhanced Investment Account Terms and conditions - Enhanced Investment Account
These are the current rates for our savings accounts.
Current rates on October 18, 2018
| Account | Interest rate1 |
|---|---|
| $0 to $4,999.99 | 1.05 % |
| $5,000 to $24,999.99 | 1.05 % |
| $25,000 to $49,999.99 | 1.05 % |
| $50,000 to $99,999.99 | 1.05 % |
| $100,000 or more | 1.05 % |
1. Interest is calculated on the total balance.
| Account | Interest rate |
|---|---|
| Daily interest | 0.05 % |
| RRSP/RRIF/LIF | 0.10 % |
| Amount | Interest rate2 |
|---|---|
| $0 to $4,999 | 0.00 % |
| $5,000 to $9,999 | 0.05 % |
| $10,000 to $24,999 | 0.10 % |
| $25,000 to $59,999 | 0.15 % |
| $60,000 to $99,999 | 0.15 % |
| $100,000 or more | 0.20 % |
2. Amounts from $0 to $59,999: interest is calculated on the total balance.
Amounts of $60,000 and over: interest is calculated on the amount exceeding the minimum balance.
| Amount | Interest rate3 |
|---|---|
| $0 to $999 | 0.00 % |
| $1,000 to $1,999 | 0.05 % |
| $2,000 to $3,999 | 0.05 % |
| $4,000 to $9,999 | 0.05 % |
| $10,000 or more | 0.10 % |
3. Interest is calculated on the amount exceeding the minimum balance.
| Amount | Interest rate4 |
|---|---|
| $0 to $4,999.99 | 1.00 % |
| $5,000 to $9,999.99 | 1.00 % |
| $10,000 to $24,999.99 | 1.00 % |
| $25,000 to $59,999.99 | 1.00 % |
| $60,000 or more | 1.00 % |
4. Interest is calculated on the total balance.
| Amount | Interest rate5 |
|---|---|
| $0 to $49,999.99 | 0.65 % |
| $50,000 to $99,999.99 | 0.75 % |
| $100,000 to $249,999.99 | 0.80 % |
| $250,000 to $499,999.99 | 0.90 % |
| $500,000 or more | 1.00 % |
5. Interest is calculated on the total balance.
| Amount | Interest rate6 |
|---|---|
| $0 to $199 | 0.05 % |
| $200 to $499 | 0.05 % |
| $500 to $999 | 0.10 % |
| $1,000 or more | 0.10 % |
6. Interest is calculated on the amount exceeding the minimum balance.
Personal Chequing Account
No interest is payable on this type of account.
Find out more
See Accounts.
Last update:
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.