Rates - Savings accounts and chequing accounts
Our savings accounts and chequing accounts can earn you a better interest rate, help you save tax-free and grow your money. View the current rates on our savings accounts and chequing accounts.
Current rates on January 22, 2020
Promotional rate
Take advantage of a promotional rate on new deposits made until March 31, 2020, in an eligible Desjardins savings account:
2.25% on High Interest S@vings Account – RRSP
2.25% on TFSA Savings Account
| Savings account | Interest rate |
|---|---|
| High Interest S@vings Account | 1.00% |
| TFSA | 1.00% |
Other savings accounts
| Amount | Interest rate |
|---|---|
| $0 to $4,999 | 1.00% |
| $5,000 to $24,999 | 1.00% |
| $25,000 to $49,999 | 1.00% |
| $50,000 to $99,999 | 1.00% |
| $100,000 or more | 1.00% |
| Amount | Interest rate |
|---|---|
| $0 to $4,999 | 1.00% |
| $5,000 to $9,999 | 1.00% |
| $10,000 to $24,999 | 1.00% |
| $25,000 to $59,999 | 1.00% |
| $60,000 or more | 1.00% |
| Amount | Interest rate |
|---|---|
| $0 to $49,999 | 0.65% |
| $50,000 to $99,999 | 0.75% |
| $100,000 to $249,999 | 0.80% |
| $250,000 to $499,999 | 0.90% |
| $500,000 or more | 1.00% |
Chequing accounts
| Amount | Interest rate |
|---|---|
| $0 to $4,999 | 0.00% |
| $5,000 to $9,999 | 0.05% |
| $10,000 to $24,999 | 0.10% |
| $25,000 to $59,999 | 0.15% |
| $60,000 to $99,999 | 0.15% |
| $100,000 or more | 0.20% |
| Amount | Interest rate |
|---|---|
| $0 to $999 | 0.00% |
| $1,000 to $1,999 | 0.05% |
| $2,000 to $3,999 | 0.05% |
| $4,000 to $9,999 | 0.05% |
| $10,000 or more | 0.10% |
| Amount | Interest rate |
|---|---|
| $0 to $199 | 0.05% |
| $200 to $499 | 0.05% |
| $500 to $999 | 0.10% |
| $1,000 or more | 0.10% |
Food for thought
See a list of our different accounts to find the one that best meets your needs. Whether you want to make transactions on a daily basis, take advantage of student perks or save towards a goal, we have the account you need.
Learn more about accounts and services
- Interest on the High Interest S@vings Account is calculated on the total balance.
- Interest on the High Yield Account with a balance of $0 to $59,999 is calculated on the total balance. Interest on the High Yield Account with a balance of $60,000 or more is calculated on the amount exceeding the minimum balance.
- Interest on the Build Up Savings Account is calculated on the amount exceeding the minimum balance.
- Interest on the TFSA Savings Account is calculated on the total balance.
- Interest on the Youth Profit Account is calculated on the amount exceeding the minimum balance.
- Interest on the Enhanced Investment Account is calculated on the total balance.
Chequing accounts do not bear interest.