Rates - Savings accounts and chequing accounts
Our savings accounts and chequing accounts can earn you a better interest rate, help you save tax-free and grow your money. View the current rates on our savings accounts and chequing accounts.
Current rates on December 5, 2020
Most popular savings accounts
| Savings account |
Interest rate |
| High Interest S@vings Account |
0.10% |
| TFSA |
0.10% |
Other savings accounts
| Savings account |
Interest rate |
| Non–registered Regular Savings Account |
0.05% |
| Registered Regular Savings Account |
0.10% |
Enhanced Investment Account
| Amount |
Interest rate |
|
$0
to
$49,999
|
0.05%
|
|
$50,000
to
$99,999
|
0.05%
|
|
$100,000
to
$249,999
|
0.10%
|
|
$250,000
to
$499,999
|
0.10%
|
|
$500,000
or more
|
0.10%
|
Chequing accounts
High-Yield Account
| Amount |
Interest rate |
|
$0
to
$4,999
|
0.00%
|
|
$5,000
to
$9,999
|
0.05%
|
|
$10,000
to
$24,999
|
0.10%
|
|
$25,000
to
$59,999
|
0.15%
|
|
$60,000
to
$99,999
|
0.15%
|
|
$100,000
or more
|
0.20%
|
Build-Up Savings Account
| Amount |
Interest rate |
|
$0
to
$999
|
0.00%
|
|
$1,000
to
$1,999
|
0.05%
|
|
$2,000
to
$3,999
|
0.05%
|
|
$4,000
to
$9,999
|
0.05%
|
|
$10,000
or more
|
0.10%
|
Desjardins Youth Profit Account
| Amount |
Interest rate |
|
$0
to
$199
|
0.05%
|
|
$200
to
$499
|
0.05%
|
|
$500
to
$999
|
0.10%
|
|
$1,000
or more
|
0.10%
|
Food for thought
See a list of our different accounts to find the one that best meets your needs. Whether you want to make transactions on a daily basis, take advantage of student perks or save towards a goal, we have the account you need.
Learn more about accounts and services
- Interest on the High Interest S@vings Account is calculated on the total balance.
- Interest on the High Yield Account with a balance of $0 to $59,999 is calculated on the total balance. Interest on the High Yield Account with a balance of $60,000 or more is calculated on the amount exceeding the minimum
balance.
- Interest on the Build Up Savings Account is calculated on the amount exceeding the minimum balance.
- Interest on the TFSA Savings Account is calculated on the total balance.
- Interest on the Youth Profit Account is calculated on the amount exceeding the minimum balance.
- Interest on the Enhanced Investment Account is calculated on the total balance.
Chequing accounts do not bear interest.
