Rates - Accounts

Promotional rate

Take advantage of an attractive promotional rate on new deposits made until November 15, 2018 in an eligible Desjardins savings account:

2.25% on the High Interest S@vings Account - RRSP Terms and conditions - High Interest S@vings - RRSP Account

2.25% on the High Interest S@vings Account Terms and conditions - High Interest S@vings Account

2.25% on the TFSA Savings Account Terms and conditions - TFSA Savings Account

1.40% on the Enhanced Investment Account Terms and conditions - Enhanced Investment Account

These are the current rates for our savings accounts.

Current rates on October 18, 2018

High Interest S@vings Account
Account Interest rate1
$0 to $4,999.99 1.05 %
$5,000 to $24,999.99 1.05 %
$25,000 to $49,999.99 1.05 %
$50,000 to $99,999.99 1.05 %
$100,000  or more 1.05 %

1. Interest is calculated on the total balance.

Regular savings
Account Interest rate
Daily interest 0.05 %
RRSP/RRIF/LIF 0.10 %
High-Yield Account
Amount Interest rate2
$0 to $4,999 0.00 %
$5,000 to $9,999 0.05 %
$10,000 to $24,999 0.10 %
$25,000 to $59,999 0.15 %
$60,000 to $99,999 0.15 %
$100,000  or more 0.20 %

2. Amounts from $0 to $59,999: interest is calculated on the total balance.
Amounts of $60,000 and over: interest is calculated on the amount exceeding the minimum balance.

Build-Up Savings Account
Amount Interest rate3
$0  to $999 0.00 %
$1,000  to $1,999 0.05 %
$2,000  to $3,999 0.05 %
$4,000  to $9,999 0.05 %
$10,000  or more 0.10 %

3. Interest is calculated on the amount exceeding the minimum balance.

TFSA Savings Account
Amount Interest rate4
$0  to $4,999.99 1.00 %
$5,000  to $9,999.99 1.00 %
$10,000  to $24,999.99 1.00 %
$25,000  to $59,999.99 1.00 %
$60,000  or more 1.00 %

4. Interest is calculated on the total balance.

Desjardins Enhanced Investment Account
Amount Interest rate5
$0  to $49,999.99 0.65 %
$50,000  to $99,999.99 0.75 %
$100,000  to $249,999.99 0.80 %
$250,000  to $499,999.99 0.90 %
$500,000  or more 1.00 %

5. Interest is calculated on the total balance.

Desjardins Youth Profit Account
Amount Interest rate6
$0 to $199 0.05 %
$200 to $499 0.05 %
$500 to $999 0.10 %
$1,000  or more 0.10 %

6. Interest is calculated on the amount exceeding the minimum balance.

Personal Chequing Account

No interest is payable on this type of account.

Find out more
See Accounts.

Last update:
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.