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Guaranteed Investment Funds under the Helios2 Contract

Helios2 is a Guaranteed Investment Funds Contract designed to help you achieve your investment goals while protecting what matters to you, whether it’s your retirement income, your estate or your savings.

  • Main feature: Deposits will be protected from market downturns but still can take advantage of the upturns.
  • Guarantees: a choice of 3 Guarantees to protect what matters to you, whether it’s your retirement income, your estate or your savings.

Who should get this investment?

Investors who want:

  • Protection from market downturns and benefits from upturns
  • Prompt payment of the Guaranteed Amount to loved ones in the event of death1
  • Creditor protection2
  • Guaranteed retirement income to ensure you don’t run out of savings (Helios2 – 75/100 GLWB)
  • Estate protection against inflation (Helios2 – 75/100 i), the only one of its kind in Canada!

Guaranteed Investment Funds offer the same growth potential as mutual funds, but with additional protection. Plus, this type of investment protects and diversifies your portfolio.

Features

Eligible plans

  • Registered plans: RRSP, TFSA, RRIF, LIRA and LIF3
  • Non-registered plans

Investment options

Investement Solutions developed based on your risk tolerance level and that are automatically rebalanced. Also available:

  • Income funds
  • Balanced and asset allocation funds
  • Canadian equity funds
  • Foreign equity funds

Guarantees

A choice of 3 Guarantees to protect your Deposits against market downturns throughout your life and at death.

  • Helios2 – 75/75
  • Helios2 – 75/100 i
  • Helios2 – 75/100 GRV

Learn more about DFS Guaranteed Investment Funds and the Helios2 Contract

The Contract and Information Folder contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios2 and the DFS Guaranteed Investment Funds. Please note that our defined terms can be found in the Contract and Information Folder. Please read it carefully before investing.

Helios2 is a trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds is a registered trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company.

DFS stands for Desjardins Financial Security.

1. The Beneficiary must be named. Conditions apply, including receipt of the necessary documentation (e.g., death certificate).

2. Conditions apply, such as the designation of a Beneficiary that belongs to an eligible category. In addition, exemption from seizure rules can be complex and vary from one province to another. Please speak to a legal advisor (lawyer or notary) for an assessment of your specific situation.

3. Using the GLWB in a LIF Contract is not recommended. Please speak to your life and health insurance representative for more information.

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