Rates and returns – Interest rates on accounts and on savings and investment products

Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.

Current rates on May 14, 2025

Our current offers and promotional rates

Promotional offer

Promo Guaranteed Investment - Canadian Market 5 years

Unlimited potential return

Until May 19, 2025, get an unlimited potential return when you renew the Promo Guaranteed Investment - Canadian Market (5-year term) on AccèsD.

Get this offerfor the Promo Guaranteed Investment - Canadian Market.
Promotional rate

Online term savings.

3.05% for a 16-month term

Until June 5, 2025, purchase or renew eligible Term S@vings to get this rate on AccèsD.

Get this offerfor Online term savings.

Featured Term S@vings

  • 16 months
    3.05%

See rates for Term S@vings

Featured savings accounts

  • Savings Account
    0.75%
  • TFSA – Savings Account
    0.45%
  • FHSA – Savings Account
    2.50%
  • RRSP – Savings Account
    0.75%

See rates for savings accounts and chequing accounts

Other savings products

Investment products

  1. Rate subject to change without notice. This promotional offer is valid only for non-redeemable Term S@vings products purchased or renewed online between May 7 and June 5, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.
  2. Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail. Variable return may be nil at maturity. Your capital is always guaranteed at maturity. This product is redeemable or convertible once a year, after the 3rd year, during prescribed periods and in compliance with terms stipulated in the investor agreement. Redemption or conversion value may be less than the capital invested. Conversion value is greater than redemption value because you continue to hold a Desjardins Market-Linked Guaranteed Investment.