Rates and returns – Interest rates on accounts and on savings and investment products

Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.

Current rates on July 26, 2024

Our current offers and promotional rates

Promotional offer

Zenitude Aggressive Guaranteed Portfolio – 5 years

Unlimited potential return

Get an unlimited potential return with the Zenitude Aggressive Guaranteed Portfolio for a 5-year term until September 23, 2024. This offer may change or end at any time without notice.

Get this offer
Promotional rate

FHSA introductory rate

5.00%

Open a first home savings account (FHSA) and watch your savings grow with this limited-time interest rate. Note that the rate is subject to change without notice.

Open an FHSA

Featured Term S@vings

  • 2 years
    4.30%

See rates for Term S@vings

Featured savings accounts

  • Savings Account
    1.70%
  • TFSA – Savings Account
    0.85%
  • Introductory promotional rate FHSA – Savings Account
    5.00%
  • RRSP – Savings Account
    1.70%

See rates for savings accounts and chequing accounts

Other savings products

Investment products

  1. Information on MLGI rates of return is provided for your information only. This information may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the Investment Agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the Investment Agreement, the Investment Agreement will prevail. The return may be nil at maturity. However, your capital is guaranteed at maturity. This product is redeemable or convertible once a year, after the third year, during prescribed periods and in compliance with terms stipulated in the Investment Agreement. Redemption or conversion value may be less than the capital invested. Conversion value is greater than redemption value because members continue to hold a Desjardins Market-Linked Guaranteed Investment.
  2. Certain conditions apply.