Term savings interest rates
See interest rates and terms for our term savings, and find the best guaranteed investment for your needs.
Rates in effect on ${currentDate}
Term Savings rates
This non-redeemable investment is only available at a caisse or branch.
| Term | Interest rate |
|---|---|
| 30 to 59 days | 1.70% |
| 60 to 89 days | 1.70% |
| 90 to 119 days | 1.90% |
| 120 to 179 days | 1.90% |
| 180 to 269 days | 2.20% |
| 270 to 364 days | 2.30% |
| 1 year | 2.60% |
| 2 years | 2.70% |
| 3 years | 2.80% |
| 4 years | 2.90% |
| 5 years | 3.05% |
| 6 years | 3.05% |
| 7 years | 3.05% |
| 8 years | 3.05% |
| 9 years | 3.05% |
| 10 years | 3.05% |
Need more information?
See all our term savings products and find the right investment for you.
FAQ
Should I choose redeemable or non-redeemable term savings?
Redeemable term savings allow you to withdraw funds before the investment matures. You can withdraw all or part of the amount you invested, under certain conditions depending on the product.
With non-redeemable term savings, you can’t withdraw money for the entire term.
In both cases, you’ll have to renew or redeem these investments at maturity since they’re for a fixed term.
Are term savings the same as GICs?
Term savings are similar to GICs. With both options, you invest money for a fixed period and you know how much interest you’ll earn based on the term chosen.