Modulo Visa

The satisfaction of a low rate, the joy of rewarding yourself

  • Regular interest rate: 10.9%
  • Annual fee: $50
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • Mobile Device Insurance
  • 3-Day Travel Insurance at no charge
Get this product - Modulo Visa card

Calculate your interest savings over 12 months with the Modulo Visa card

%
$

YOU'LL SAVE
$ 
With the Modulo Visa card


Card features you'll like the most

Low interest rate

Low interest rate

Enjoy a low fixed annual interest rate on all your purchases and cash advances.

Desjardins BONUSDOLLARS Rewards Program

Desjardins BONUSDOLLARS Rewards Program

Turn your purchases into trips, gift rewards and more.

Travel Insurance

Travel Insurance

For the first 3 days of your trips.

Mobile Device Insurance

Mobile Device Insurance

Protect your cellphone, smartphone or tablet.

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Partner offers

Westjet logo

Special discounts on your WestJet® flights, all year long!1

Get this offer - This link will open in a new window.

Additional card features

Accord D financing

Accord D financing
Quick and flexible financing for projects that are important to you.

Cash advances

Cash advances
Up to $5,000 a day, anywhere in the world.

Zero Liability in the event of fraud

Zero Liability in the event of fraud
Against fraudulent transactions made to your card.

Hertz discount

Hertz discount
Up to 15% at participating Hertz locations worldwide.

Additional card at a low cost

Additional card at a low cost
You can get an additional card for your spouse or family member for only $10 a year.

Manage your account

Manage your account
On your computer, your smartphone or tablet

Mobile payments

Mobile payments
Tap and pay with your smartphone. It's easy, free and secure.

Purchase Protection and Extended Warranty

Purchase Protection and Extended Warranty
For most goods purchased with your card.

Visa Checkout

Visa Checkout
Make paying online a breeze with Visa Checkout.

Balance transfers

Balance transfers
Transfer the outstanding balances of your credit cards from other financial institutions to your Desjardins credit card account.

Other features

Options

Exclusive Advantage For Members

Additional card at no annual fee

Additional card for your spouse or other family member at no annual fee. Available to primary cardholders of Modulo cards. A $10 savings.

See all member advantages for individuals - Financial products and services.

Annual fee and fixed annual interest rate are subject to change without prior notice.

®Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Interest savings are shown for information purposes only and do not take into account monthly compounded interest, payments, additional purchases, annual fees, options or other specific factors.
  2. Eligibility requirements: Must have an eligible account. The primary cardholder must be a member of a caisse affiliated with Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario Inc.