Desjardins website
Choose province (Canada) or state (United States), and language
Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.
Log on to Desjardins online services.
You are here: Home > Personal > Cards, loans and credit > Credit cards > Visa Modulo
Your browser is configured to not accept cookies.
Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
Visa Modulo
The satisfaction of a low rate, the joy of rewarding yourself
- Regular interest rate: 10.9%
- Annual fee: $50
- Rewards program: 1% of your purchases in BONUSDOLLARS®
- 3-Day Travel Insurance at no charge
Calculate your interest savings over 12 months with the Modulo card
Card features you'll like the most
Low interest rate
Low interest rateEnjoy a low fixed annual interest rate on all your purchases and cash advances.
Desjardins BONUSDOLLARS Rewards Program
Desjardins BONUSDOLLARS Rewards ProgramTurn your purchases into trips, gift rewards and more.
Travel Insurance
Travel InsuranceFor the first 3 days of your trips.
Additional card features
Zero Liability in the event of fraud
Additional card at a low cost
You can get an additional card for your spouse or family member for only $10 a year.
Purchase Protection and Extended Warranty
Other features
- Better security through chip technology
- 21-day grace period to pay your bill without incurring credit charges
- No transaction fees
- Visa payWave contactless technology
- Verified by Visa
Options
- Overdraft transfer to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account
- Online monthly account statements at no charge
- Automatic payment of your card balance at no charge with our Authorized Payment Service
- Credit Balance Insurance for a minimal fee
Exclusive Advantage For Members
Additional card at no annual fee
Additional card for your spouse or other family member at no annual fee. Available to primary cardholders of Modulo cards. A $10 savings.
See all member advantages for individuals - Financial products and services.
Annual fee and fixed annual interest rate are subject to change without prior notice.
®Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.
- Interest savings are shown for information purposes only and do not take into account monthly compounded interest, payments, additional purchases, annual fees, options or other specific factors.
- Eligibility requirements: Must have an eligible account. The primary cardholder must be a member of a caisse affiliated with Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario Inc.
Client services
Useful links
Collect BONUSDOLLARS
Discover the ProgramTip
Earn BONUSDOLLARS rewards faster by automating your recurring bill payments (e.g., cellphone, Internet) on your Desjardins credit card. Learn more about recurring bill payments.