Modulo Visa credit card

The satisfaction of a low rate, the joy of rewarding yourself

  • Low interest rate 10.9%
  • Annual fee $50
  • Bonusdollars® rewards program 1% of your purchases

Calculate your interest savings over 12 months


The monthly balance is the approximate amount that remains unpaid on the due date of your credit card's monthly statement.

Credit card benefits

You also get

Check your credit score for free

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Log in to AccèsD to check your credit score for free, anytime and as often as you want.

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  • No transaction fees
  • 21-day grace period to pay your bill without incurring credit charges
  • Option to transfer your balances to this credit card
  • Easy account management

Earn Bonusdollars faste

Automatically charge your recurring bills—like your electricity, mobile phone or gym membership—to your Desjardins credit card and earn Bonusdollars faster!

Learn more about pre-authorized bill payments

Compare credit cards

Compare this card and see if it's the right one for you.

Partner offer

Logo Hertz

Get up to 15% off your Hertz car rental anywhere in the world

Get this offer – Hertz offer - This link will open in a new window.

Let's talk

Avoid waiting on hold.
Have us call you when it's convenient.

By phone

Apply by phone:


Montreal area:
514-CAISSES (514-224-7737)

Elsewhere in Canada and the U.S.:
1-800-CAISSES (1-800-224-7737)



In person

Make an appointment at a caisse

Find a caisse

Annual fee and fixed annual interest rate are subject to change without prior notice.

® Bonusdollars, Modulo and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Interest savings are shown for information purposes only and do not take into account monthly compounded interest, payments, additional purchases, annual fees, options or other specific factors.