Modulo Visa credit card

The Modulo Visa card is no longer available.

You may like this card

The new Flexi Visa card has a low interest rate and no annual fee.

Learn more about the Flexi Visa card

The satisfaction of a low rate, the joy of rewarding yourself

  • Low interest rate 11.9%
  • Annual fee $50
  • Bonusdollars® rewards program 1% of your purchases

Calculate your interest savings over 12 months


The monthly balance is the approximate amount that remains unpaid on the due date of your credit card's monthly statement.

Credit card benefits

You also get

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  • No transaction fees
  • 25-day grace period to pay your bill without incurring credit charges
  • Option to transfer your balances to this credit card
  • Easy account management

Earn Bonusdollars faste

Automatically charge your recurring bills—like your electricity, mobile phone or gym membership—to your Desjardins credit card and earn Bonusdollars faster!

Learn more about pre-authorized bill payments

Compare credit cards

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Partner offer

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Get up to 15% off your Hertz car rental anywhere in the world

Get this offer – Hertz offer - This link will open in a new window.

Manage your credit card

Let us know if anything has changed.

How to manage and repay debt

Read our tips to manage and repay your debt. Use our tool to find out how much you owe and to get personalized advice.

Let's talk

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Annual fee and fixed annual interest rate are subject to change without prior notice.

® Bonusdollars, Modulo and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Interest savings are shown for information purposes only and do not take into account monthly compounded interest, payments, additional purchases, annual fees, options or other specific factors.