Find the right credit card

Find the right credit card

Answer 6 simple questions to find out which card is right for you.

Step 1 of 6

Would you rather earn BONUSDOLLARS® or cash back?

BONUSDOLLARS
Earn BONUSDOLLARS on your purchases and redeem them for rewards, such as trips, restaurants, gifts cards, contributions to your RRSP and TFSA accounts and more.

Cash back
Get cash back on your everyday purchases. Your account will be automatically credited.




Exclusive Advantage For Members

Additional credit cards at no annual fee

For your spouse or other family member. Available to primary cardholders of the following cards: Odyssey Gold, Odyssey World Elite and Odyssey Visa Infinite Privilege.

See all member advantages for individuals - Financial products and services.

More cards

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.

  1. Annual interest rate is subject to change. If you don't pay the minimum amount due, your annual interest rate will increase to 19.9% until we receive your payment.
  2. You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
  3. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
  4. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 9.9% and your average daily outstanding balance is $100, you'd be charged $0.81 in interest. If it's $500, you'd be charged $4.07 in interest, and if it's $1,000 you'd be charged $8.14 in interest.
  5. Eligibility requirements: Must have an eligible account. Primary card holder on the account must be a member of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc.
  6. Purchase protection and the extended warranty provide coverage when you use this card to purchase most items
  7. Cardholders must enroll for this benefit through the Visa Infinite Privilege website or through the Visa Infinite Privilege Concierge, and must have a valid Visa Infinite Privilege card linked to their Priority Pass membership at all times. Six lounge visits are complimentary per membership year for the enrolled cardholder to use for themselves or for their guests. Membership includes access to any airport lounge participating in Priority Pass’ lounge access program. To access a lounge, cardholder must show a valid Priority Pass membership card. All additional visits beyond the complimentary visits are subject to a fee of $32 US per person per visit (subject to change). Applicable lounge access charges will be billed to the Visa Infinite Privilege card connected to cardholder’s Priority Pass membership. Priority Pass membership will be cancelled if your Visa Infinite Privilege card is cancelled, or is no longer linked to your Priority Pass membership. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. To view a full list of participating airport lounges, their facilities, opening times and restrictions, cardholders can visit www.prioritypass.com - External link. This link will open in a new window. Enrolled cardholders are subject to Terms and Conditions for the global lounge membership program and the individual lounge operators'; terms of use for the participating lounges visited, available at www.prioritypass.com - External link. This link will open in a new window. Priority Pass’ Terms and Conditions will be sent to cardholder upon enrolment. The Airport Lounge Access services are provided by Priority Pass and neither Visa nor the Issuer is responsible for any claims or damages arising from use of the Airport Lounge services. Visa reserves the right to modify or cancel this offer at any time and without notice.
  8. The goods and services cardholders request or otherwise choose to obtain through the Visa Infinite Privilege Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representation or warranties (either express or implied) about, and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Privilege Concierge. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of cardholders’ request in all instances. There is no fee for the Concierge’s services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Privilege Concierge on the cardholder’s behalf. All costs will be charged directly to the cardholder’s Visa Infinite Privilege card.