Credit cards

A look you can choose, plus cash back. Learn more about the Student Cash Back Visa card.

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Classic Visa

  • Interest rate: 12.9%
  • Annual fee: $30
  • 3-Day Travel Insurance at no charge
Learn more - Classic Visa card

Student Cash Back Visa

  • Interest rate: 19.9%
  • Annual fee: none
  • Cash back: up to 1% on your purchases
  • Card image personalization service
  • Free access to your TransUnion credit report
  • Mobile Device Insurance
Learn more

Cash Back

  • Interest rate: 19.9%
  • Annual fee: none
  • Cash back: up to 1% on your purchases
  • Mobile Device Insurance at no charge covering your mobile phone or tablet in the event of loss, theft, mechanical breakdown or accidental damage
  • 3-Day Travel Insurance at no charge
Learn more

Elegance® Gold Visa

  • Interest rate: 19.9%
  • Annual fee: $30
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • 3-Day Travel Insurance at no charge
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Modulo® Visa

  • Regular interest rate: 10.9%
  • Annual fee: $50
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • Mobile Device Insurance
  • 3-Day Travel Insurance at no charge
Learn more

Cash Back World Mastercard

  • Interest rate: 19.9%
  • Annual fee: 50$
  • Cash back: up to 2% on your purchases
  • Auto Rental Collision/Loss Damage Insurance
  • Mobile Device Insurance at no charge covering your mobile phone or tablet in the event of loss, theft, mechanical breakdown or accidental damage
  • Minimum gross annual income of $60,000 for the primary cardholder or a combined household income of $100,000
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Odyssey® Gold Visa

  • Interest rate: 19.9%
  • Annual fee: $110
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • Comprehensive travel insurance up to 60 days
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Odyssey® World Elite® Mastercard

    • Interest rate: 19.9%
    • Annual fee: $130
    • Rewards program: up to 2% of your purchases in BONUSDOLLARS®
    • Comprehensive travel insurance up to 60 days
    • Minimum gross annual income of $80,000 for the primary cardholder or a combined household income of $150,000
Learn more

Odyssey Visa Infinite Privilege

  • Interest rate: 9.9%
  • Annual fee: $395 (non-members) or $295 (members)
  • Rewards program: 2% of your purchases in BONUSDOLLARS®
Learn more

Collect BONUSDOLLARS

Discover the perks of the Desjardins BONUSDOLLARS Rewards Program. It's easy and flexible!

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Exclusive Advantage For Members

20% more BONUSDOLLARS on BONUSDOLLARS accumulated annually

Get 20% more BONUSDOLLARS annually as a reward for responsible card use (for a maximum of 200 BONUSDOLLARS). See eligibility requirements (PDF, 115 KB) - This link will open in a new window..

Applicable to Odyssey Gold, Odyssey World Elite and Odyssey Visa Infinite Privilege cards.

Additional credit cards at no annual fee

For your spouse or other family member. Available to primary cardholders of the following cards: Odyssey Gold, Modulo, Odyssey World Elite, Cash Back World and Odyssey Visa Infinite Privilege.

See all member advantages for individuals - Financial products and services.

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Annual fee and fixed annual interest rate are subject to change without prior notice.

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