Rates - Credit cards

View the regular interest rates and reduced interest rates of Desjardins credit cards.

Current rates on 2 December, 2022

These rates apply to purchases and cash advances.

Desjardins credit card rates

Card Regular interest rate
Student Cash Back Visa 19.90%
Classic Visa 12.90%
Cash Back Visa 19.90%
Cash Back Mastercard 19.90%
Elegance® Gold Visa 19.90%
Modulo® Visa 11.90%
Cash Back World Mastercard 19.90%
Odyssey® Gold Visa* 19.90%
Odyssey® World Elite Mastercard® 19.90%
Odyssey® Visa Infinite Privilège* 10.90%
Visa U.S. 19.40%
Visa Affinity Classic 19.90%
Reduced rate: 12.90%
Gold Affinity Visa 19.90%
Reduced rate: 12.90%
Odyssey® Gold Affinity Visa 19.90%
Reduced rate: 12.90%

Food for thought

Whether you're looking for a reduced rate, cash back, travel perks or student advantages, Desjardins has the card that's right for you.

Learn more about Desjardins credit cards

® Elegance, Modulo and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.

® Mastercard et World Elite are registered trademarks of Mastercard International inc.

* Trademark of Visa International. Used under license.

Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Certain conditions apply.