High-Yield Account
Earn higher returns if you maintain a certain balance
- Account type: chequing account
- Interest rate: 0.00% to 0.00% (based on balance maintained)
- Fees: none if minimum monthly balance of $25,000 is maintained (otherwise standard transaction fees apply)
Features
Ideal for carrying out regular transactions while earning higher returns if you can maintain a certain balance.
To find the best account and plan for you:
- use the Select a plan feature on AccèsD Internet and mobile, which recommends the most economical plan based on your transaction history. You can also use the function to select a different plan or change your current plan on your own.
Transactions
Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.
Access to your account
You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisse, ATMs and, at any time, on AccèsD Internet, mobile services and AccèsD Telephone.
Learn more about:
Interest
Interest paid monthly.
See current rates
Monthly fees
Regular transactions are free if you maintain a minimum monthly balance of $25,000.
Account statement
Get free monthly statements of account by mail or online.
Learn more about account statements.
Deposit insurance
Learn more about deposit insurance
Overdraft transfer
You can add overdraft transfer to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your Desjardins credit card.
Learn more about:
Other
- Desjardins Savings-Life Insurance available.
Learn more about Savings-Life Insurance. - Eligible for potential member dividends.
Learn more about member dividends.
