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High-Yield Account

Earn higher returns if you maintain a certain balance

  • Account type: chequing account
  • Interest rate: 0.00% to 0.20% (based on balance maintained)
  • Fees: none if minimum monthly balance of $25,000 is maintained (otherwise standard transaction fees apply)


Ideal for carrying out regular transactions while earning higher returns if you can maintain a certain balance.

To find the best account and plan for you:

  • use the Select a plan feature on AccèsD Internet and mobile, which recommends the most economical plan based on your transaction history. You can also use the function to select a different plan or change your current plan on your own.


Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.

Access to your account

You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisse, ATMs and, at any time, on AccèsD Internet, mobile services and AccèsD Telephone.

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Interest paid monthly.

See current rates

Monthly fees

Regular transactions are free if you maintain a minimum monthly balance of $25,000.

Account statement

Get free monthly statements of account by mail or online.

Learn more about account statements.

Deposit insurance

Learn more about deposit insurance (FAQ).

Overdraft transfer

You can add overdraft transfer to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your Desjardins credit card.

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Useful links