Insurance

Exclusive privileges just for you

Travel Insurance

As a cardholder, you, your spouse and dependent children benefit from comprehensive travel insurance coverage for up to 60 consecutive days, no matter how often you travel during the year.

Your grandchildren also benefit from complimentary intergenerational insurance coverage when travelling with you.

You, your spouse and dependent children are covered provided they are with you for the duration of your trip. Better yet, you're covered for an unlimited number of annual trips and coverage can be extended up to 60 consecutive days, depending on your age.

  • Coverage up to $5,000,000 per insured person for eligible medical care and services required, including transportation, repatriation, living expenses and dental care.
  • This coverage, offered by Desjardins Financial Security, is offered to persons age 75 or under.
  • Length of coverage:
    • Age 59 or under: 60 days
    • Age 60 to 64: 31 days
    • Age 65 to 75: 15 days
    • Age 76 or over: please contact us

Get more information

Call 1 877 838-7603.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

This insurance covers trips within or outside your province of residence for their duration. You, your spouse and dependent children are covered up to $2,500 if the trip is cancelled prior to departure and have unlimited coverage in the event of trip interruption after departure.

This coverage, offered by Desjardins Financial Security Life Assurance Company, is automatic when you use your credit card to purchase your ticket.

Coverage begins when the trip is paid.

Get more information

Call 1-877-838-7603.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

The insured parties are covered up to $2,500 per person against theft or damaged baggage and up to $1,000 against delayed baggage.

This coverage, provided by Desjardins Financial Security, is automatic.

  • Applies exclusively to trips made outside your province of residence
  • Length of coverage:
    • Age 59 or under: 60 days
    • Age 60 to 64: 31 days
    • Age 65 or over: 15 days

Coverage may not be extended in all Canadian provinces.

Get more information

Call 1-877-838-7603.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

If you, your spouse or dependent children are the victim of an accident while using public transportation (air, sea or ground), you are insured up to $1,000,000 in the event of accidental death or dismemberment.

This coverage, offered by Desjardins Financial Security Life Assurance Company, is automatic provided that you use your credit card to purchase the ticket.

How to make a claim

To make a claim or for more information, call 1-877-838-7603.

To learn more, see the certificate of insurance. Certain conditions and restrictions apply.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • 24/7 telephone service for help in the event of a medical emergency:
    • search for a doctor or hospital resources
    • sending of medical assistance
    • cash advances
    • repatriation
    • handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance.

Get more information

  • How to submit a claim.
  • Call:

    In case of an emergency
    Canada and the U.S.: 1-844-653-4795
    Elsewhere (toll-free): 514-285-4795

See the travel insurance guide (PDF, 247 KB) - This link will open in a new window.. It contains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.

Mobile Device Insurance

Protect your mobile device when you talk, text and surf!

Mobile Device Insurance provides coverage up to $1,000 in the event your cell phone, smartphone or tablet is lost, stolen, accidentally damaged or experiences mechanical failure1.

How to activate coverage

  • Finance the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your credit card.

    or

  • Purchase your new device with your credit card. For more information, see the certificate of insurance.

How to make a claim

Get more information

See the Certificate of Insurance (PDF, 370 KB).

Purchase Protection and Extended Warranty

Purchase Protection provides coverage in the event of loss or damage for 180 days from the purchase date, up to a lifetime maximum of $50,000 per account per year. Extended Warranty coverage automatically triples the original manufacturer's warranty for up to 2 additional years. A limit of $10,000 per item applies to jewellery, gems, watches and furs or garments trimmed with fur. To learn more, see the certificate of insurance.

How to make a claim

Get more information

See the Certificate of Insurance (PDF, 370 KB) - This link will open in a new window.

Auto Rental Collision/Loss Damage Insurance

You're covered by the Auto Rental Collision/Loss Damage insurance1 when you rent a car for up to 48 consecutive days and charge the full cost of the rental to your card.

When you rent a car for up to 48 consecutive days, decline the CDW offered by the rental agency and charge the full cost of your rental car to your Odyssey® Visa Infinite Privilege* card2.

You're covered for up to the value of the rental car and reasonable loss of use amounts if the rental car is damaged or stolen. However, if you accept the CDW, you're covered up to the deductible amount set out in the CDW if the rental car is damaged or stolen. To learn more, see the certificate of insurance.

What to do in case of accident

Call us at:

  • Canada and the U.S.: 1-888-409-4442
  • Elsewhere in the world: 613-634-4993

How to make a claim

Get more information

See the Certificate of Insurance (PDF, 370 KB) - This link will open in a new window..


® Odyssey is a registered trademark of Fédération des caisses Desjardins du Québec.

* Trademark of Visa International. Used under license.

  1. Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®.
    ®Assurant is a registered trademark of Assurant Inc. Details of your insurance coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
  2. Exclusive to cardholders when paying with Odyssey Visa Infinite Privilege®, Odyssey Gold, Cash Back World Mastercard, Desjardins Gold Affinity, Odyssey® World Elite Mastercard® and Prestige Platinum Visa Desjardins and Platinum.