Odyssey Visa Infinite Privilege

As an Odyssey® Visa Infinite Privilege* credit card holder, you're covered for emergency healthcare, even if it's related to COVID-19, subject to care availability. Some conditions apply. Questions or concerns related to COVID? Have questions or concerns about your next trip? Check out our FAQ page.

Odyssey Visa Infinite Privilegecredit card

The Odyssey® Visa Infinite Privilege* card is a travel credit card with a low interest rate.

Eligibility: Minimum annual income of $150,000 (personal), $200,000 (household) or assets under management of $400,000

  • BONUSDOLLARS® Rewards

    Up to 4% of your purchases

  • Annual fee

    $295
    for members

    $395
    for non-members

  • Additional card

    Free for members

    $95 a year for non-members

  • Interest rate

    10.9%

Your regular purchases earn you BONUSDOLLARS rewards

Get up to 4% in BONUSDOLLARS when you make purchases in these categories.

  • Restaurants

    4%

    of your purchases

  • Entertainment

    4%

    of your purchases

  • Alternative transportation

    4%

    of your purchases

  • Groceries

    3%

    of your purchases

  • Travel

    3%

    of your purchases

  • Other purchases

    1.75%

    of your purchases

Calculate your BONUSDOLLARS rewards

It pays to purchase with an Odyssey Visa Infinite Privilege card.

Here's how many BONUSDOLLARS you can earn.

Credit card benefits

Travel

  • Comprehensive travel insurance

    Get comprehensive travel insurance for up to 60 consecutive days, for you and your family.

    Learn more about travel insurance
  • Access to the Desjardins Odyssey Lounge at Montreal-Trudeau airport

    Get 12 free passes to the lounge per year, for all the cards on the account, upon presentation of your credit card. After you've used your 12 passes, you'll get 50% off the admission fee.

    Learn more about the Desjardins Odyssey Lounge
  • Concierge service

    Available 24/7, the Visa Infinite Privilege Concierge is like a personal assistant. Use it for things like planning a trip or finding tickets to an event.

    Learn more about the Visa Infinite Privilege concierge service
  • Enjoy VIP treatment when you travel

    Elevate your airport experience with complimentary lounge visits when you enroll in Visa Airport Companion and enjoy other benefits at certain Canadian airports when you use your Desjardins Odyssey Visa Infinite Privilege* card. Plus, when you book through the Visa Infinite Luxury Hotel Collection you'll receive exclusive benefits like automatic room upgrades.

    Learn more about Visa Infinite Privilege benefits

Car rentals

Financing and cash advances

Protect your purchases and property

  • Insurance for your mobile devices

    Get up to $1,500 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.

    Learn more about insuring your mobile device
  • Purchase protection for some items and extended warranty

    Get enhanced coverage for items purchased using your credit card in case of loss or damage.

    You also get an extended warranty that triples the original manufacturer's warranty up to two additional years when you use your card to purchase most items.

    Learn more about Purchase Protection and Extended Warranty

Security

Card technology

Easy and secure online payment

Paying for your online purchases is easy with Click to Pay and get additional coverage with Verified by Visa.

Pay with your mobile device

It's so convenient to hold your device near the terminal to pay.

Learn more about mobile payments

Extras

  • No transaction fees on purchases made in Canada
  • 21-day grace period to pay your bill without incurring credit charges

Manage your credit card

Let us know if anything has changed.

How to manage and repay debt

Read our tips to manage and repay your debt. Use our tool to find out how much you owe and to get personalized advice.

Apply for the Odyssey Visa Infinite Privilege card

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

® bonusdollars is a registered trademarks of Fédération des caisses Desjardins du Québec

®Hertz is a registered trademark of Hertz System, Inc., used under licence.

® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.

  1. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
  2. Eligibility requirements: Must have an eligible account. Primary card holder on the account must be a member of Fédération des caisses Desjardins du Québec or Caisse Desjardins Ontario Credit Union inc. Additional cards are $95 for non-members.
  3. Annual interest rate is subject to change. If you don’t pay the minimum amount due, your annual interest rate will increase to 19.9% until we receive your payment.
  4. The goods and services cardholders request or otherwise choose to obtain through the Visa Infinite Privilege Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representation or warranties (either express or implied) about, and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Privilege Concierge. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of cardholders’ request in all instances. There is no fee for the Concierge’s services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Privilege Concierge on the cardholder’s behalf. All costs will be charged directly to the cardholder’s Visa Infinite Privilege card.
  5. Cardholders must enroll for this benefit through the Visa Infinite Privilege website or through the Visa Infinite Privilege Concierge, and must have a valid Visa Infinite Privilege card linked to their Priority Pass membership at all times. Six lounge visits are complimentary per membership year for the enrolled cardholder to use for themselves or for their guests. Membership includes access to any airport lounge participating in Priority Pass’ lounge access program. To access a lounge, cardholder must show a valid Priority Pass membership card. All additional visits beyond the complimentary visits are subject to a fee of $32 US per person per visit (subject to change). Applicable lounge access charges will be billed to the Visa Infinite Privilege card connected to cardholder’s Priority Pass membership. Priority Pass membership will be cancelled if your Visa Infinite Privilege card is cancelled, or is no longer linked to your Priority Pass membership. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. To view a full list of participating airport lounges, their facilities, opening times and restrictions, cardholders can visit www.prioritypass.com. Enrolled cardholders are subject to Terms and Conditions for the global lounge membership program and the individual lounge operators'; terms of use for the participating lounges visited, available at www.prioritypass.com. Priority Pass’ Terms and Conditions will be sent to cardholder upon enrolment. The Airport Lounge Access services are provided by Priority Pass and neither Visa nor the Issuer is responsible for any claims or damages arising from use of the Airport Lounge services. Visa reserves the right to modify or cancel this offer at any time and without notice.
  6. Where there is capacity.
  7. Cardholders must user their Visa Infinite Privilege card to reserve and pay for their stay at a Visa Infinite Luxury Hotel Collection property, either through the Visa Infinite Privilege Concierge or through the Visa exclusive web portal, to automatically enjoy these benefits. Visa reserves the right to cancel or modify this offer at any time and without notice. The Visa Infinite Luxury Hotel Collection benefits and services are provided by the individual hotels or their operators and suppliers; neither Visa nor the Issuer is responsible for any claims or damages arising from use of the Visa Infinite Luxury Hotel Collection. For the full terms and conditions of the program, please visit visainfiniteluxuryhotels.ca.
  8. Purchase Protection and Extended Warranty apply to most goods purchased with your card.
  9. Each installment must be paid in full each month. It will be added to your minimum amount due. If your minimum credit card payment isn't made on time, your card's interest rate will apply to the monthly payment.
  10. Cardholders with a valid Canadian-issued Visa Infinite Privilege card have access to participating lounges within the Visa Airport Companion Program ("Program"), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit either through the Visa Airport Companion App (available to download for free) or on the Program Website (visaairportcompanion.ca) using a valid Canadian-issued Visa Infinite Privilege card. Upon enrollment, 6 complimentary lounge visits will be available for the Cardholder per membership year; the complimentary visits can be used by the Cardholder for themselves and for their accompanying guests at participating lounges. All additional visits beyond the complimentary visits are subject to a fee of $32 USD (subject to change) per person, per visit. Applicable lounge access charges will be billed to the Visa Infinite Privilege card connected to the Cardholders' Program membership. Unless suspended or cancelled, the Program membership and any included complimentary lounge visits (if applicable) will automatically renew annually on the anniversary date (e.g. when the Cardholder enrolled for the Program). To view a full list of participating airport lounges, their facilities, opening times and restrictions, Cardholders can visit the Program App and Website for more information. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa's Privacy Notice. To view the full Terms and Conditions for the Program, please visit the Program App or Website. The Program services and benefits are provided by DragonPass and applicable third-party offer providers. Neither Visa nor the Issuer is responsible for any claims or damages arising from participation in the Program.