Cash Back World Elite Mastercard
Credit cards
Cash Back World Elite Mastercard
The Cash Back World Elite Mastercard credit card earns you up to 4% cash back on your purchases.
Eligibility: Minimum annual income of $80,000 (personal), $150,000 (household) or assets under management of $400,000
Your regular purchases earn you cash back
Get up to 4% cash back on your everyday purchases. Your account is automatically credited when you accumulate $100 cash back.
-
Grocery stores
4%
of your purchases
-
Restaurants
3%
of your purchases
-
Entertainment
3%
of your purchases
-
Public transportation
3%
of your purchases
-
Other purchases
1%
of your purchases
Cash back calculator
It pays to use the Cash Back World Elite Mastercard.
Here's how much cash back you could earn with this credit card.
Credit card benefits
Travel
Car rental
Financing and cash advances
Protect your purchases and property
Security
Card technology
Easy and secure online payment
Paying for your online purchases is easy with Masterpass and get additional coverage with Mastercard Identity Check.
Pay with your mobile device
It’s so convenient to hold your device near the terminal to pay.
Learn more about mobile payment
Boingo Wi-Fi
Stay connected with over 1 million Boingo Wi-Fi hotspots worldwide.
Extras
- No transaction fees
- 21-day grace period to pay your bill without incurring credit charges
- Overdraft transfer to cover transactions that exceeds the balance in your chequing account
- Credit Balance Insurance for a minimal fee
- Authorized Payment Service that automatically pays your card balance at no charge
- Email alerts to keep you informed of your credit card account activity
Still not sure?
Manage your credit card
Let us know if anything has changed.
Apply today
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Online
It only takes about 10 minutes.
Apply now for the Cash Back World Elite Mastercard card. This link will open in a new window. -
By phone
It only takes about 8 minutes.
Avoid waiting on hold. Have us call you when it's convenient.
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In person
Talk to an advisor near you.
- Credit card terms and conditions (PDF, 770 KB) - This link will open in a new window.
- See the Cash Back program rules (PDF, 123 KB) - This link will open in a new window.
- See Desjardins concierge service rules (PDF, 448 KB) - This link will open in a new window.
Annual fee and fixed annual interest rate are subject to change with 30 days notice.
- Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back. Find participating merchants
- You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
- A fee of US$32 applies per visit.
- Purchase Protection and Extended Warranty apply to most goods purchased with your card.