Cash Back World Elite Mastercard

Credit cards

Cash Back World Elite Mastercard

The Cash Back World Elite® Mastercard® credit card earns you up to 4% cash back on your purchases.

Eligibility: Minimum annual income of $80,000 (personal), $150,000 (household) or assets under management of $400,000

  • Cash back

    Up to 4% on purchases

  • Annual fee

  • Additional card

    Free for members

    $30 a year for non-members

  • Interest rate


Your regular purchases earn you cash back

Get up to 4% cash back on your everyday purchases. Your account is automatically credited when you accumulate $100 cash back.

  • Grocery stores


    of your purchases

  • Restaurants


    of your purchases

  • Entertainment


    of your purchases

  • Alternative transportation


    of your purchases

  • Other purchases


    of your purchases

Cash back calculator

It pays to use the Cash Back World Elite Mastercard.

Here's how much cash back you could earn with this credit card.

Credit card benefits


Car rental

Financing and cash advances

Protect your purchases and property


Card technology

Easy and secure online payment

Paying for your online purchases is easy with Click to pay and get additional coverage with Mastercard Identity Check.

Pay with your mobile device

It’s so convenient to hold your device near the terminal to pay.

Learn more about mobile payment


  • No transaction fees on purchases made in Canada
  • 21-day grace period to pay your bill without incurring credit charges

Manage your credit card

Let us know if anything has changed.

Apply for the Cash Back World Elite Mastercard card

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

™/® World and Priceless Cities are registered trademarks and Mastercard Travel Rewards is a trademark of Mastercard International Incorporated.

® LoungeKey is a registered trademark of LoungeKey Ltd.

® Boingo, Boingo Wireless, Boingo Wi-Finder and the Boingo Wireless Logo are registered trademarks of Boingo Wireless, Inc.

® Hertz is a registered trademark of Hertz System, Inc., used under licence.

® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.

  1. Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back. Find participating merchants
  2. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
  3. Eligibility requirements: Must have an eligible account. Primary card holder on the account must be a member of Fédération des caisses Desjardins du Québec or Caisse Desjardins Ontario Credit Union inc. Additional cards are $30 for non-members. Back
  4. A fee of US$32 applies per person, per visit. The fee is subject to change. Other terms, conditions and exclusions may apply. To learn the general conditions of use of DragonPass, visit Mastercard Travel Pass ( - External link. This link opens in a new window..
  5. Conditions apply. Boingo services are provided by Boingo Wireless, Inc. Learn more at
  6. Purchase Protection and Extended Warranty apply to most goods purchased with your card.