Cash Back World Elite Mastercard

Credit cards

Cash Back World Elite Mastercard

The Cash Back World Elite Mastercard credit card earns you up to 4% cash back on your purchases.

Eligibility: Minimum annual income of $80,000 (personal), $150,000 (household) or assets under management of $400,000

  • Cash back

    Up to 4% on purchases

  • Additional card

    Free for members

    $30 a year for non-members

  • Interest rate

    19.9 %
  • Annual fee

    $100

Your regular purchases earn you cash back

Get up to 4% cash back on your everyday purchases. Your account is automatically credited when you accumulate $100 cash back.

  • Grocery stores

    4%

    of your purchases

  • Restaurants

    3%

    of your purchases

  • Entertainment

    3%

    of your purchases

  • Public transportation

    3%

    of your purchases

  • Other purchases

    1%

    of your purchases

Cash back calculator

It pays to use the Cash Back World Elite Mastercard.

Here's how much cash back you could earn with this credit card.

Credit card benefits

Travel

Car rental

Financing and cash advances

Protect your purchases and property

Security

Card technology

Easy and secure online payment

Paying for your online purchases is easy with Masterpass and get additional coverage with Mastercard Identity Check.

Pay with your mobile device

It’s so convenient to hold your device near the terminal to pay.

Learn more about mobile payment

Boingo Wi-Fi

Stay connected with over 1 million Boingo Wi-Fi hotspots worldwide.

Extras

  • No transaction fees
  • 21-day grace period to pay your bill without incurring credit charges

Apply today

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

  1. Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back. Find participating merchants
  2. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
  3. A fee of US$32 applies per visit.
  4. Purchase Protection and Extended Warranty apply to most goods purchased with your card.