Flexi Visa credit card
Flexi Visacredit card
The Flexi Visa* credit card has no annual fee and a low interest rate.
Calculate your savings
If you already have a credit card, enter the applicable interest rate and monthly balance to find out how much a Flexi Visa could save you in interest per year.
The monthly balance is the approximate amount that remains unpaid on the due date of your credit card's monthly statement.
Credit card benefits
Financing and cash advances
Protect your purchases and property
Travel
Car rentals
Security
Card technology
Easy and secure online payment
Paying for your online purchases is easy with Click to Pay and get additional coverage with Verified by Visa.
Pay with your mobile device
It's so convenient to hold your device near the terminal to pay.
Extras
- Overdraft transfer to cover transactions that exceed the balance in your personal chequing account
- Credit Balance Insurance for a minimal fee
- Authorized Payment Service that automatically pays your card balance at no charge
- Email alerts to keep you informed of your credit card account activity
Still not sure?
Manage your credit card
Let us know if anything has changed.
Apply for the Flexi Visa card
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Online
It only takes about 10 minutes.
Apply now for the Flexi Visa credit card. This link will open in a new window. -
By phone
Desjardins members
Montreal area:
514-CAISSES (514-224-7737)
Elsewhere in Quebec and the US:
1-800-CAISSES (1-800-224-7737)
Non-members
Students
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In person
Talk to an advisor near you.
Credit card terms and conditions (PDF, 449 KB) - This link will open in a new window.
Annual fee and fixed annual interest rate are subject to change with 30 days notice.
®Hertz is a registered trademark of Hertz System, Inc., used under licence.
® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.
- Annual interest rate is subject to change. If you don’t pay the minimum amount due, your annual interest rate will increase to 19.9% until we receive your payment.
- You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
- Interest savings are presented for information purposes only and do not include interest compounded monthly, payments, additional purchases, annual fees, options or other special items.
- Purchase Protection and Extended Warranty apply to most goods purchased with your card.
- Each installment must be paid in full each month. It will be added to your minimum amount due. If your minimum credit card payment isn't made on time, your card's interest rate will apply to the monthly payment.