Flexi Visa credit card

Flexi Visacredit card

The Flexi Visa credit card has no annual fee and a low interest rate.

  • Interest rate


  • Annual fee1


  • Additional card


Calculate your savings

If you already have a credit card, enter the applicable interest rate and monthly balance to find out how much a Flexi Visa could save you in interest per year.



The monthly balance is the approximate amount that remains unpaid on the due date of your credit card's monthly statement.

Credit card benefits

Financing and cash advances

Protect your purchases and property


Travel insurance for the first 3 days of your trip

You'll be covered in case your trip is cancelled or interrupted, if you lose your baggage and if you need emergency healthcare.

Learn more about travel insurance

Car rentals

Up to 15% off at Hertz, Thrifty and Dollar

Get up to 15% off your Hertz car rental and up to 10% off at Thrifty and Dollar.

Car rental discounts


Card technology

Easy and secure online payment

Paying for your online purchases is easy with Visa Checkout and get additional coverage with Verified by Visa.

Pay with your mobile device

It's so convenient to hold your device near the terminal to pay.

Learn more about mobile payments


  • No transaction fees
  • 25-day grace period to pay your bill without incurring credit charges

Apply today

Terms and conditions for the Flexi Visa credit card (PDF, 459 KB) - This link will open in a new window.

Annual fee and fixed annual interest rate are subject to change without prior notice.

  1. You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
  2. Interest savings are presented for information purposes only and do not include interest compounded monthly, payments, additional purchases, annual fees, options or other special items.
  3. Purchase Protection and Extended Warranty apply to most goods purchased with your card.