Cash Back Visa
Cash Back Visa credit card
Cash Back Visa* credit card has no annual fee and earns you up to 2% cash back on your purchases.
Your regular purchases earn you cash back
Get up to 2% cash back on your everyday purchases in these categories. Your account is automatically credited when you accumulate $25 cash back.
-
Restaurants
2%
of your purchases
-
Entertainment
2%
of your purchases
-
Public transportation
2%
of your purchases
-
Pre-authorized payments
2%
of your purchases
-
Other purchases
0.5%
of your purchases
Cash back calculator
It pays to use the Cash Back Visa credit card.
Here's how much cash back you could earn with this credit card.
Credit card benefits
Financing and cash advances
Protect your purchases and property
Travel
Car rentals
Security
Card technology
Easy and secure online payment
Paying for your online purchases is easy with Click to Pay and get additional coverage with Verified by Visa.
Pay with your mobile device
It's so convenient to hold your device near the terminal to pay.
Extras
- No transaction fees on purchases made in Canada
- 21-day grace period to pay your bill without incurring credit charges
- Option to transfer your balances to this credit card
- Easy account management
- Overdraft transfer to cover transactions that exceed the balance in your account
- Credit Balance Insurance for a minimal fee
- Automatic payment of your card balance at no charge
- A free online monthly statement
Still not sure?
Manage your credit card
Let us know if anything has changed.
Apply today
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Online
It only takes about 10 minutes.
Apply now for the {cartesCredit.Cash Back Visavisa} credit card. This link will open in a new window. -
By phone
It only takes about 8 minutes.
Avoid waiting on hold. Have us call you when it's convenient.
Students, call
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In person
Talk to an advisor near you.
- Credit card terms and conditions (PDF, 668 KB) - This link will open in a new window.
- See the Cash Back program rules (PDF, 103 ko) - This link will open in a new window.
Annual fees and the fixed annual interest rate may change with a 30-day notice.
® Hertz is a registered trademark of Hertz System, Inc., used under licence.
® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.
- Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back. Learn more about participating merchants - This link will open in a new window.
- You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
- Purchase Protection and Extended Warranty apply to most goods purchased with your card.
- Each installment must be paid in full each month. It will be added to your minimum amount due. If your minimum credit card payment isn't made on time, your card's interest rate will apply to the monthly payment.