Cash Back Mastercard

Cash Back Mastercard credit card

Cash Back Mastercard® credit card has no annual fee and earns you up to 2% cash back on your purchases.

  • Cash back

    Up to 2% on your purchases

  • Annual fee

    None

  • Additional card

    Free

  • Interest rate

    19.9%

Your regular purchases earn you cash back

Get up to 2% cash back on your everyday purchases in these categories. Your account is automatically credited when you accumulate $25 cash back.

  • Restaurants

    2%

    of your purchases

  • Entertainment

    2%

    of your purchases

  • Public transportation

    2%

    of your purchases

  • Pre-authorized payments

    2%

    of your purchases

  • Other purchases

    0.5%

    of your purchases

Cash back calculator

It pays to use the Cash Back Mastercard credit card.

Here's how much cash back you could earn with this credit card.

Credit card benefits

Financing and cash advances

Protect your purchases and property

  • Insurance for your mobile devices

    Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.

    Learn more about insuring your mobile device
  • Purchase protection for some items and extended warranty

    Get enhanced coverage for items purchased using your credit card in case of loss or damage.

    You also get an extended warranty that doubles the original manufacturer's warranty up to one additional year when you use your card to purchase most items.

    Learn more about Purchase Protection and Extended Warranty

Travel

Travel insurance for trips up to 3 days

You'll be covered in case your trip is cancelled or interrupted, if you lose your baggage and if you need emergency healthcare.

Learn more about travel insurance

Car rentals

Discounts at Hertz®, Thrifty® and Dollar®

Get up to 15% off your Hertz car rental and up to 10% off at Thrifty and Dollar.

Car rental discounts

Security

Card technology

Easy and secure online payment

Paying for your online purchases is easy with Masterpass and get additional coverage with Mastercard Identity Check.

Pay with your mobile device

It’s so convenient to hold your device near the terminal to pay.

Learn more about mobile payment

Extras

Manage your credit card

Let us know if anything has changed.

Apply today

Annual fees and the fixed annual interest rate may change with a 30-day notice.

® Hertz is a registered trademark of Hertz System, Inc., used under licence.

® Dollar and Thrifty are registered trademarks of DTG Operations, Inc. Used under licence. © 2018 DTG Operations, Inc.

  1. Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back. Learn more about participating merchants - This link will open in a new window.
  2. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.
  3. Purchase Protection and Extended Warranty apply to most goods purchased with your card.