Transfer money

Set up transactions in advance to take place just once or on a recurring basis, at the frequency and on the dates you choose.

Features

Viewing and changing transactions

You can view or change scheduled transactions at any time.

Pending transactions

Click Search transactions in the right-hand menu, and then Scheduled, to view your scheduled transactions and most of the preauthorized transactions made by your caisse (except withdrawals and direct deposits).

Scheduled transactions are also available under the Calendar icon in the right-hand menu.

Processing of scheduled transactions

  • Scheduled Interac e-TransfersTM are processed 7 days a week, at 6:30 a.m.
  • Upcoming transfers are processed in the evening
  • Bill payments are generally processed in the evening, except for Fridays and Saturdays when they are processed in the afternoon.
  • In general, upcoming transfers and bill payments are completed on the day you choose. However, some conditions apply. The following table lists the processing schedule for transactions:
Transaction processing times
Day on which transaction is scheduled to be carried out Day on which AccèsD processes transaction Day on which transaction is entered in your account
Sunday Monday Monday
Monday Monday Monday
Tuesday Tuesday Tuesday
Wednesday Wednesday Wednesday
Thursday Thursday Thursday
Friday Saturday Friday
Saturday Monday Monday

Registered for AccèsD?

Click Transfers in the right-hand menu and select Transfers between accounts and then the Later tab.

Schedule a transaction

Not registered yet?

Register for AccèsD

Transfer funds between your accounts in one caisse or different caisses.

Features

Immediate transfers

Your account will be debited immediately.

However, transactions may not be processed on the same day if made after 9:30 p.m. or on a weekend:

Transaction processing times
Transfer made on: Transaction will be dated:
Sunday all day Monday
Monday before 9:30 p.m. Monday
Monday after 9:30 p.m. Tuesday
Tuesday before 9:30 p.m. Tuesday
Tuesday after 9:30 p.m. Wednesday
Wednesday before 9:30 p.m. Wednesday
Wednesday after 9:30 p.m. Thursday
Thursday before 9:30 p.m. Thursday
Thursday after 9:30 p.m. Friday
Friday all day Friday
Saturday before 6:30 p.m. Friday
Saturday after 6:30 p.m. Monday

Scheduled transfers

Set up your transfers to be made at a later date or on a regular basis.

To transfer funds from one account to another, click Transfers in the right-hand menu, Transfers between accounts and then the Later tab.

Find out more about scheduled transactions.

Frequency

  1. Select a frequency:
    • occasional
    • daily
    • weekly
    • every 2 weeks
    • semi-monthly (the 15th and 30th of every month)
    • monthly
    • quarterly
    • semi-annually
    • annually
  2. Indicate:
    • how many times the transfers should occur
    • the date of the first transfer

Save, change or delete your transfers at least 2 days before they are scheduled to be made. Recurring transfers must be for the same amount.

Registered for AccèsD?

Make a transfer between accounts

Not registered yet?

Register for AccèsD

Transfer money between your chequing accounts and your Strategic Investment accounts, Desjardins Securities accounts and Disnat accounts.

Features

Registration

No registration required

Eligible accounts

Investment accounts will automatically be listed in AccèsD on the Transfers/Payments - Now page under Transfers in the right-hand menu.

Follow-up

To follow up on transactions made these accounts in AccèsD, click Search transactions in the right-hand menu, Scheduled, and then the Pending/Completed tab.

Registered for AccèsD?

Make a transfer between accounts

Not registered yet?

Register for AccèsD

Use this feature to:

  • transfer money to the account of another Desjardins member or Visa Desjardins cardholder
  • receive money from another Desjardins member in complete security
  • pay money you owe another individual (for your share of a group gift or reservation, etc.)
  • pay for occasional services (e.g., plumber, electrician, etc.)
  • pay for recurring expenses (e.g., rent and child care fees)
  • help out a parent, friend or child studying away from home
  • get paid back

Features

Several ways to make transfers

Make transfers online on AccèsD and at Desjardins ATMs

Maximum daily amount

You can transfer money up to your daily money transfer limit (folios and credit cards included) every day.

The money transfer limit is the maximum amount of transfers that can be done in a single day to other Desjardins members. The default daily money transfer limit is $5,000 for members age 18 and up, and $1,000 for minors. Your caisse may review your limit if you are a minor.

Note: Money transfers from a Desjardins credit card may not exceed $1,000 in 24 hours.

Flexibility

Transactions can be carried out immediately or scheduled to take place at a later date, just once or on a recurring basis.

Cost

The same fees apply as those charged for transfers between accounts. No charge for recipients of money transfers.

Speed and security

Immediate, on a secure connection and without holds on funds

How it works

1.

Create your list of recipients

Get the information required from each recipient you want to add to your list. Or obtain from the information from a specimen cheque marked "VOID". All the information required is on the cheque. Log on to AccèsD to enter the information.

  • If you use AccèsD and the ATM

    To have your list of money transfer recipients displayed at the ATM, log on to AccèsD and click on:

    • Profile and preferences in the right-hand menu
    • Manage ATM access under “in the Manage access section.
  • If you use only the ATM

    Contact an advisor at 1-800-CAISSES (1-800-224-7737) or 514-CAISSES (514-224-7737) for the Montreal area, or visit your caisse.

2.

Make money transfers

Once you've made your list of recipients, you can transfer funds to their account instantly:

  • on AccèsD: from Transfers in the right-hand menu, select Money transfers
  • at the ATM: click Transfer and then Money transfers

Did you know?
The AccèsD Assistant was designed to help you use certain features, including money transfers. Try it!

Registered for AccèsD?

Make a money transfer

Not registered yet?

Register for AccèsD

Use this feature to make transfers between your Desjardins Canadian and U.S. dollar accounts at the current exchange rate set by Fédération des caisses Desjardins du Québec.

Features

Access it anywhere

On AccèsD Internet

Maximum daily amount

No limit

Exchange rate

Current market exchange rate

Exchange rates are updated live between 8 a.m. and 4:30 p.m. on business days.

When the markets are closed (before 8 a.m. and after 4:30 p.m. on business days and on Saturdays, Sundays and holidays), the exchange rate applied to an inter-currency transfer may be adjusted upwards or downwards by Fédération des caisses Desjardins du Québec once the markets open.

Scheduled transactions

Because exchange rates cannot be guaranteed in advance, transfers cannot be scheduled to take place at a later date.

Cost

The same fees apply as those charged for transfers between accounts. Fees are debited from the source account.

No fees are debited from the account receiving the funds.

Speed and security

Immediate, on a secure connection and without holds on funds

Registered for AccèsD?

Make a inter-currency transfer

Not registered yet?

Register for AccèsD

Transfer funds from accounts in other Canadian financial institutions to your Desjardins accounts.

Features

Flexibility

Inter-institution transfers can be made immediately or set up to be made at a later date, once or on a recurring basis.

Simplicity

You'll no longer have to leave your desk or write cheques to make transfers.

Speed

Once the required information about the other financial institution has been entered in your file, a simple click is all it takes to make the funds available in your Desjardins account. All in complete security!

What you need to make an inter-institution transfer
A void (specimen) cheque or a statement of account in your name, depending on the financial institution.

Registered for AccèsD?

Click Transfers in the right-hand menu and then Inter-institution transfers.

Make an inter-institution transfer

Not registered yet?

Register for AccèsD

Good news! The additional $1 fee for Interac e-Transfers is no longer applicable.

Interac Logo

Interac e-Transfer is a simple and secure way to send money to another person by text message or email.

Use it for all kinds of things, like contributing to a group gift, paying your share of a cottage rental or reimbursing a friend for a show ticket.

How to make an Interac e-Transfer

Registered for AccèsD?

Make an Interac e-Transfer

Not registered yet?

Register for AccèsD

Need a hand?

The AccèsD assistant is there to walk you through an Interac e-Transfer, step by step.

Give it a shot!

Assistant AccèsD

With the International money transfers feature on AccèsD, it’s easy to make transfers to people in other countries, anytime and from anywhere.

Learn more about international transfers

If you're a Desjardins Bank customer, go to Funds transfers from your caisse - External link. This link will open in a new window.

Not registered yet?

Register for AccèsD

The inter-Caisse limit is the maximum amount you can transfer per day to a Desjardins caisse other than the one where you have your account. The default inter-Caisse limit usually assigned to all personal folios is $1,000 per day. Your caisse may increase or decrease the limit (to a maximum of $2,500).

® The Interac logo and Interac e-Transfers are registered trademarks of Interac Inc. Used under licence.

  1. Transaction fees apply if you exceed the number of transactions included in your monthly plan or if you don’t have a plan.
  2. Transfers must be in Canadian currency.
  3. This information is used only to send a transfer notice to the recipient. Recipients must have an account at a participating financial institution and have secure online access to that account.