Transfer money
Set up transactions in advance to take place just once or on a recurring basis, at the frequency and on the dates you choose.
Features
Eligible transactions
Viewing and changing transactions
You can view or change scheduled transactions at any time.
Pending transactions
Click Search transactions in the right-hand menu, and then Scheduled, to view your scheduled transactions and most of the preauthorized transactions made by your caisse (except withdrawals and direct deposits).
Scheduled transactions are also available under the Calendar icon in the right-hand menu.
Processing of scheduled transactions
- Scheduled Interac e-TransfersTM are processed 7 days a week, at 6:30 a.m.
- Upcoming transfers are processed in the evening
- Bill payments are generally processed in the evening, except for Fridays and Saturdays when they are processed in the afternoon.
- In general, upcoming transfers and bill payments are completed on the day you choose. However, some conditions apply. The following table lists the processing schedule for transactions:
| Day on which transaction is scheduled to be carried out | Day on which AccèsD processes transaction | Day on which transaction is entered in your account |
|---|---|---|
| Sunday | Monday | Monday |
| Monday | Monday | Monday |
| Tuesday | Tuesday | Tuesday |
| Wednesday | Wednesday | Wednesday |
| Thursday | Thursday | Thursday |
| Friday | Saturday | Friday |
| Saturday | Monday | Monday |
Registered for AccèsD?
Click Transfers in the right-hand menu and select Transfers between accounts and then the Later tab.
Transfer funds between your accounts in one caisse or different caisses.
Features
Immediate transfers
Your account will be debited immediately.
However, transactions may not be processed on the same day if made after 9:30 p.m. or on a weekend:
| Transfer made on: | Transaction will be dated: |
|---|---|
| Sunday all day | Monday |
| Monday before 9:30 p.m. | Monday |
| Monday after 9:30 p.m. | Tuesday |
| Tuesday before 9:30 p.m. | Tuesday |
| Tuesday after 9:30 p.m. | Wednesday |
| Wednesday before 9:30 p.m. | Wednesday |
| Wednesday after 9:30 p.m. | Thursday |
| Thursday before 9:30 p.m. | Thursday |
| Thursday after 9:30 p.m. | Friday |
| Friday all day | Friday |
| Saturday before 6:30 p.m. | Friday |
| Saturday after 6:30 p.m. | Monday |
Scheduled transfers
Set up your transfers to be made at a later date or on a regular basis.
To transfer funds from one account to another, click Transfers in the right-hand menu, Transfers between accounts and then the Later tab.
Find out more about scheduled transactions.
Frequency
- Select a frequency:
- occasional
- daily
- weekly
- every 2 weeks
- semi-monthly (the 15th and 30th of every month)
- monthly
- quarterly
- semi-annually
- annually
- Indicate:
- how many times the transfers should occur
- the date of the first transfer
Save, change or delete your transfers at least 2 days before they are scheduled to be made. Recurring transfers must be for the same amount.
Registered for AccèsD?
Transfer money between your chequing accounts, Desjardins Securities accounts and Disnat accounts.
Features
Registration
No registration required
Eligible accounts
Investment accounts will automatically be listed in AccèsD on the Transfers/Payments - Now page under Transfers in the right-hand menu.
Follow-up
To follow up on transactions made these accounts in AccèsD, click Search transactions in the right-hand menu, Scheduled, and then the Pending/Completed tab.
Registered for AccèsD?
Use this feature to:
- transfer money to the account of another Desjardins member or Visa Desjardins cardholder
- receive money from another Desjardins member in complete security
- pay money you owe another individual (for your share of a group gift or reservation, etc.)
- pay for occasional services (e.g., plumber, electrician, etc.)
- pay for recurring expenses (e.g., rent and child care fees)
- help out a parent, friend or child studying away from home
- get paid back
Features
Several ways to make transfers
Make transfers online on AccèsD and at Desjardins ATMs
Maximum daily amount
You can transfer money up to your daily money transfer limit (folios and credit cards included) every day.
The money transfer limit is the maximum amount of transfers that can be done in a single day to other Desjardins members. The default daily money transfer limit is $5,000 for members age 18 and up, and $1,000 for minors. Your caisse may review your limit if you are a minor.
Note: Money transfers from a Desjardins credit card may not exceed $1,000 in 24 hours.
Flexibility
Transactions can be carried out immediately or scheduled to take place at a later date, just once or on a recurring basis.
Cost
The same fees apply as those charged for transfers between accounts. No charge for recipients of money transfers.
Speed and security
Immediate, on a secure connection and without holds on funds
How it works
1.
Create your list of recipients
Get the information required from each recipient you want to add to your list. Or obtain from the information from a specimen cheque marked "VOID". All the information required is on the cheque. Log on to AccèsD to enter the information.
If you use AccèsD and the ATM
To have your list of money transfer recipients displayed at the ATM, log on to AccèsD and click on:
- Profile and preferences in the right-hand menu
- Manage ATM access under “in the Manage access section.
-
If you use only the ATM
Contact an advisor at 1-800-CAISSES (1-800-224-7737) or 514-CAISSES (514-224-7737) for the Montreal area, or visit your caisse.
2.
Make money transfers
Once you've made your list of recipients, you can transfer funds to their account instantly:
- on AccèsD: from Transfers in the right-hand menu, select Money transfers
- at the ATM: click Transfer and then Money transfers
Did you know?
The AccèsD Assistant was designed to help you use certain features, including money transfers. Try it!
Registered for AccèsD?
Use this feature to make transfers between your Desjardins Canadian and U.S. dollar accounts at the current exchange rate set by Fédération des caisses Desjardins du Québec.
Features
Access it anywhere
On AccèsD Internet
Maximum daily amount
No limit
Exchange rate
Current market exchange rate
Exchange rates are updated live between 8 a.m. and 4:30 p.m. on business days.
When the markets are closed (before 8 a.m. and after 4:30 p.m. on business days and on Saturdays, Sundays and holidays), the exchange rate applied to an inter-currency transfer may be adjusted upwards or downwards by Fédération des caisses Desjardins du Québec once the markets open.
Scheduled transactions
Because exchange rates cannot be guaranteed in advance, transfers cannot be scheduled to take place at a later date.
Cost
The same fees apply as those charged for transfers between accounts. Fees are debited from the source account.
No fees are debited from the account receiving the funds.
Speed and security
Immediate, on a secure connection and without holds on funds
Registered for AccèsD?
Transfer funds from accounts in other Canadian financial institutions to your Desjardins accounts.
Features
Flexibility
Inter-institution transfers can be made immediately or set up to be made at a later date, once or on a recurring basis.
Simplicity
You'll no longer have to leave your desk or write cheques to make transfers.
Speed
Once the required information about the other financial institution has been entered in your file, a simple click is all it takes to make the funds available in your Desjardins account. All in complete security!
What you need to make an inter-institution transfer
A void (specimen) cheque or a statement of account in your name, depending on the financial institution.
Registered for AccèsD?
Click Transfers in the right-hand menu and then Inter-institution transfers.
Interac e-Transfer is a simple and secure way to send money to another person by text message or email.
Use it for all kinds of things, like contributing to a group gift, paying your share of a cottage rental or reimbursing a friend for a show ticket.
Registered for AccèsD?
Need a hand?
The AccèsD assistant is there to walk you through an Interac e-Transfer, step by step.
Give it a shot!
With the International money transfers feature on AccèsD, it’s easy to make transfers to people in other countries, anytime and from anywhere.
Learn more about international transfers
If you're a Desjardins Bank customer, go to Funds transfers from your caisse - External link. This link will open in a new window.
Registered for AccèsD?
® The Interac logo and Interac e-Transfers are registered trademarks of Interac Inc. Used under licence.
- Transaction fees apply if you exceed the number of transactions included in your monthly plan or if you don’t have a plan.
- Transfers must be in Canadian currency.
- This information is used only to send a transfer notice to the recipient. Recipients must have an account at a participating financial institution and have secure online access to that account.
icon, then click on Validate.