Interac e-Transfer

Interac e-Transfer

Sending and receiving money by text or email is a snap!

Make an Interac e-Transfer

What's an Interac e-Transfer®?

It's a simple and secure way to send money to people or businesses by text message or email.

Why opt for Interac e-Transfers?

With Interac e-Transfers, you can quickly and easily send money. No more cheques! No more running to the ATM!

Use it for all kinds of things:

  • Contribute to a group gift
  • Pay your rent
  • Pay back a friend for a show ticket


  • Easy All you need is your recipient's email address or cellphone number
  • Secure Your banking information is never shared
  • Flexible You can send money right away or schedule a transfer for later
  • Free There's no fee if Interac e-Transfers are included in your monthly plan or if you're receiving a transfer


To send an Interac e-Transfer on AccèsD, you need:

  • A Desjardins account
  • An AccèsD account and Interac profile
  • The recipient's email address or cellphone number

To receive an Interac e-Transfer, you need:

How to receive an Interac e-Transfer

Learn how to accept an Interac e-Transfer on the mobile app and AccèsD.

If someone sends you an Interac e-Transfer using your account number, the money is deposited automatically.

FAQ – Interac e-Transfer

Find answers to your questions about Interac e-Transfer, including its features, how it works and whether it's secure.


How it works


® The Interac logo and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.

  1. Transfers must be in Canadian currency.
  2. This information is used only to send a transfer notice to the recipient. Recipients must have an account at a participating financial institution and have secure online access to that account.
  3. Transaction fees apply if you exceed the number of transactions included in your monthly plan or if you don't have a plan.
  4. Funds not deposited by recipients within 30 days will be returned to you.