Interac e-Transfer

How to make an Interac e-Transfer

Sending money by text or email is a snap!

Make an Interac e-Transfer

What's an Interac e-Transfer®?

It's a simple and secure way to send money to someone by text message or email. You no longer have to stop by the ATM or deal with cheques. And no banking information is required.


  • Easy All you need is your recipient's email address or mobile phone number
  • Fast Funds available as soon as they are accepted by the recipient
  • Flexible Transfers made right away or scheduled for later
  • Free No fee if you have a plan or if you are the person receiving the transfer

Why opt for Interac e-Transfers?

With Interac e-Transfers, you can quickly and easily send money to people or businesses.

No more cheques! No more running to the ATM!

Use it for all kinds of things:

  • contribute to a group gift
  • pay your rent
  • reimburse a friend for a show ticket


To send an Interac e-Transfer on AccèsD, you need to:

  • have an account at Desjardins
  • be signed up for AccèsD and have created your Interac profile
  • know the email address or mobile phone number of the person you want to send money to

To receive an Interac e-Transfer, you need to:

How to make an Interac e-Transfer

Here are the steps to make Interac e-Transfers® with the Desjardins mobile services app and on AccèsD Internet.

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Make an Interac e-Transfer
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Make an Interac e-Transfer

How to receive an Interac e-Transfer

Learn how to deposit Interac e-Transfers you receive using the Desjardins mobile app and on your computer.

FAQ – Interac e-Transfer

Find answers to all your questions about Interac e-Transfers.

® The Interac logo and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.

  1. This information is used only to send a transfer notice to the recipient. Recipients must have an account at a participating financial institution and have secure online access to that account.
  2. Transaction fees apply if you exceed the number of transactions included in your monthly plan or if you don't have a plan.
  3. Transfers must be in Canadian currency.
  4. Funds not deposited by recipients within 30 days will be returned to you.