How Interac® Debit contactless payments works

If your Access Card includes the Interac Debit contactless payments feature, you can use it to pay for purchases of up to $250 without having to insert your card in the payment terminal or enter your PIN.

It's even easier to make transactions quickly and just as securely.

That's it! The purchase amount is automatically debited from your account.

Does your plan still work for you?

You might find you're making more transactions than usual with Interac Debit contactless payments. Compare our plans to make sure yours still meets your needs.

Compare our plans

Pay Securely with Interac Debit contactless payments - External link. This link will open in a new window.

Pay for purchases with your mobile device

Pay for purchases without pulling out your card. Simply install and set up Google Pay or Apple pay on your mobile device. When paying for a purchase, hold the back of your phone near the merchant terminal to make a contactless payment.

Learn more about mobile payment solutions

Security and privacy

You're protected!

Protecting your security and privacy is a key issue. That's why several security measures, such as electronic chips and transaction limits, make the transactions made with your card secure. The Zero Liability policy also protects you against fraudulent transactions made with your card. You're not held liable if fraudulent transactions are made to your card.

Learn more about refunds in the event of fraud

A few tips regarding card security

• Don't lend your card to anyone.
• Never give your PIN to anyone, not even to a caisse employee, police officer, friend or family member.
• Always keep your card within sight during transactions.
• Memorize your PIN. Don't write it down anywhere, especially on your card.
• Be discreet: hide the keypad with your body or hand when you enter your PIN.
• Refuse to enter your PIN on a keypad that you cannot hold in your hands.
• Don't enter your PIN a second time without first verifying that the previous transaction was cancelled.
• At the end of the transaction, take your card back and get a transaction receipt.

Learn more about your card and Interac Debit contactless payments

Get answers to all your questions regarding the Interac Debit contactless payments feature, transaction limits, or lost or stolen cards.

See the FAQ

See the terms of use of your Desjardins Access Card (PDF, 128 KB) - This link will open in a new window.