Access Card

Access Card

The Desjardins Access card lets you:

  • Make direct payment purchases
  • Pay for purchases up to $250 quickly with Interac Debit contactless payments
  • Make transactions at the ATM
  • Manage your personal finances online by registering for AccèsD
Get this product

Simpler than ever!

We've simplified the terms of use for Desjardins debit cards and AccèsD. These new terms of use will take effect on August 30, 2023. They'll be easier to read and understand and have an updated, streamlined look.

Read the new terms of use (PDF, 157 KB) - 

How Interac® Debit contactless payments works

If your Access Card includes the Interac Debit contactless payments feature, you can use it to pay for purchases of up to $250 without having to insert your card in the payment terminal or enter your PIN.

It's even easier to make transactions quickly and just as securely.

Look for the logo on the merchant terminal1.
Tap your card on the secure reader.
Wait for the beep or for the word Approved to appear on the screen.

That's it! The purchase amount is automatically debited from your account.

Does your plan still work for you?

You might find you're making more transactions than usual with Interac Debit contactless payments. Compare our plans to make sure yours still meets your needs.

Compare our plans

Pay Securely with Interac Debit contactless payments - External link. This link will open in a new window.

Pay for purchases with your mobile device

Pay for purchases without pulling out your card. Simply install and set up Google Wallet or Apple Wallet on your mobile device. When paying for a purchase, hold the back of your phone near the merchant terminal to make a contactless payment.

Learn more about mobile payment solutions

Security and privacy

You're protected!

Protecting your security and privacy is a key issue. That's why several security measures, such as electronic chips and transaction limits, make the transactions made with your card secure. The Zero Liability policy also protects you against fraudulent transactions made with your card. You're not held liable if fraudulent transactions are made to your card.

Learn more about refunds in the event of fraud

A few tips regarding card security

  • Don't lend your card to anyone.
  • Never give your PIN to anyone, not even to a caisse employee, police officer, friend or family member.
  • Always keep your card within sight during transactions.
  • Memorize your PIN. Don't write it down anywhere, especially on your card.
  • Be discreet: hide the keypad with your body or hand when you enter your PIN.
  • Refuse to enter your PIN on a keypad that you cannot hold in your hands.
  • Don't enter your PIN a second time without first verifying that the previous transaction was cancelled.
  • At the end of the transaction, take your card back and get a transaction receipt.

Learn more about your card and Interac Debit contactless payments

Get answers to all your questions regarding the Interac Debit contactless payments feature, transaction limits, or lost or stolen cards.

See the FAQ

See the simplified terms of use of your Desjardins Debit Card – Personal (PDF, 157 KB) - 

® The Interac and Interac Debit contactless payments logos are registered trademarks of Interac Inc. Used under licence.

  1. The Contactless Indicator is a trademark of EMV Co. LLC. Used under license.