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Real estate financing
| Transaction | Fee |
|---|---|
| Residential rental property (building with more than 8 units or real estate portfolio of more than 12 units in total) | |
| File analysis and setup | 1/2% of authorized amount $75 min./door |
| Renewal at maturity (if no annual monitoring fee) | 1/4% of balance $25 min./door |
| Renewal before maturity date | $150 plus penalty stipulated in contract |
| Reopening of file | 1/4% of authorized amount $75 min./door |
| Transfer to a third party | 1/4% of balance $75 min./door |
| Multiproject clause (file analysis) | $75 min./door or 1/4% of authorized amount min.: the highest of $25/door or $300 |
| Annual monitoring (commitments exceeding $4,000,000) | 1/4% of balance $25 min./door |
| Commercial building | |
| File analysis and setup loan up to $500,0001 | 1/2% of authorized amount $225 min. |
| File analysis and setup loan over $500,0001 | 3/4% of authorized amount 1/4% min. |
| Renewal on maturity date | no fee |
| Renewal before maturity date | $225 plus penalty stipulated in contract |
| Reopening of file | 1/2% of authorized amount $150 min. |
| Transfer to a third party | 1/2% of balance $150 min. |
| Clause multiprojets (analyse de dossier) | 1/2% of authorized amount $225 min. |
| Annual monitoring | 1/4% of balance $225 min. |
| Other fees (multiple dwelling and commercial building) | |
| Taking of security interest | incurred fees |
| Property appraisal | incurred fees |
| On-site visit by caisse staff | $50/visit |
| On-site visit by a professional | incurred fees |
| Total or partial prepayment | penalty stipulated in contract |
| Written or phone notice | $5 |
| Additional supervision of file | from $50/month |
| Release | $50 plus incurred expenses (no fee if the loan is due) |
| Discharge | incurred expenses |
| Extension of file | $50 or $125 depending on analysis |
- May be up to 1% for more complex files.