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Real estate financing

Transaction Fee
Residential rental property (building with more than 8 units or real estate portfolio of more than 12 units in total)
File analysis and setup 1/2% of authorized amount
$75 min./door
Renewal at maturity (if no annual monitoring fee) 1/4% of balance
$25 min./door
Renewal before maturity date $150 plus penalty stipulated in contract
Reopening of file 1/4% of authorized amount
$75 min./door
Transfer to a third party 1/4% of balance
$75 min./door
Multiproject clause (file analysis) $75 min./door or 1/4% of authorized amount
min.: the highest of $25/door or $300
Annual monitoring (commitments exceeding $4,000,000) 1/4% of balance
$25 min./door
Commercial building
File analysis and setup loan up to $500,0001 1/2% of authorized amount
$225 min.
File analysis and setup loan over $500,0001 3/4% of authorized amount
1/4% min.
Renewal on maturity date no fee
Renewal before maturity date $225 plus penalty stipulated in contract
Reopening of file 1/2% of authorized amount
$150 min.
Transfer to a third party 1/2% of balance
$150 min.
Clause multiprojets (analyse de dossier) 1/2% of authorized amount
$225 min.
Annual monitoring 1/4% of balance
$225 min.
Other fees (multiple dwelling and commercial building)
Taking of security interest incurred fees
Property appraisal incurred fees
On-site visit by caisse staff $50/visit
On-site visit by a professional incurred fees
Total or partial prepayment penalty stipulated in contract
Written or phone notice $5
Additional supervision of file from $50/month
Release $50 plus incurred expenses (no fee if the loan is due)
Discharge incurred expenses
Extension of file $50 or $125 depending on analysis
  1. May be up to 1% for more complex files.

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