Business account transaction plans

Find the right transaction plan for your Business Chequing Account and save on monthly fees.

Our transaction plans

Our transaction plans are designed for all types of businesses, including non-profit organizations and self-employed workers. When you open a Business Chequing Account, you can choose the plan that works best for you.

All plans include:

Unlimited direct deposits via Desjardins Global Payments solutions
Online account statements with or without cheque images

If you go over your transaction limit or make transactions not included in your plan, per-transaction fees apply.

20 transaction electronic plan

Monthly transactions
20 electronic transactions 1

Monthly fee
$5.95

Deposits
Pay per item

35 transaction plan

Monthly transactions
35 electronic or cheque transactions 1

Monthly fee
$24.95

Deposits
15 items, $3,000 in bills, $100 in coins 2

55 transaction plan

Monthly transactions
55 3

Monthly fee
$40

Deposits
40 items, $8,000 in bills, $100 in coins 2

75 transaction plan

Monthly transactions
75 3

Monthly fee
$53.95

Deposits
40 items, $8,000 in bills, $200 in coins 2

100 transaction plan

Monthly transactions
100 3

Monthly fee
$73.95

Deposits
70 items, $8,000 in bills, $200 in coins 2

300 transaction plan

Monthly transactions
300 3

Monthly fee
$175

Deposits
100 items, $25,000 in bills, $250 in coins 2

Community plan

Monthly transactions
22 electronic or cheque transactions 4
3 teller transactions

Monthly fee
$2.95

Deposits
50 items, $5,000 in bills, $500 in coins 2

Good to know
This plan is only for humanitarian, cooperative, community or social organizations.

Add financing to your plan

Visa Business Freedom Solutions package

Visa* Business Freedom Solutions is a 3-in-1 financing package that includes a Visa Business credit card, a line of credit and Accord D Business financing. Add it to your transaction plan 5 for $11.50 per month, or $14.50 per month for the 20 electronic transaction plan.

Learn more about Visa Business Freedom Solutions

Visa Business credit card

Enhance your plan by adding a Visa Business card. Some of the features include:

Low interest rate
Up to 1% cash back on purchases 6
Up to $100,000 in Accord D Business financing 7
Free legal assistance

Learn more about the Visa Business card

Open a business account

Online

Open a business account

By phone

1-888-233-2473 Phone number for business account services in Canada and the United States. This link opens your phone app.

Or have us call you when it's convenient.

Schedule a call

Our business accounts

Business chequing accounts

Manage your day-to-day business operations and cash flow with one of our chequing accounts.

Business savings accounts

Earn interest on your business's extra cash with one of our savings accounts.

Interac ^® and Interac e-Transfer ^® are registered trademarks of Interac Corp. Used under licence.

Fees subject to change without notice. A fee of $0.90 to $2.50 applies for each additional transaction.

^* Trademark of Visa International Service Association and used under licence.

Interac e-Transfers are included in electronic transactions. Cheque and teller transactions are not included in the 20 transaction electronic plan. Teller transactions are not included in the 35 transaction plan.

For large volumes, the caisse reserves the right to charge additional fees or modify the plan. To change cash, additional fees will be charged for handling.

Includes electronic, cheque and teller transactions.

If you maintain a balance of $25,000, you get 25 additional electronic transactions.

The Visa Business Freedom Solutions package cannot be added to the Community plan.

For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $500,000 for Visa Business credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $4,880. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back.

Subject to credit approval by the Fédération des caisses Desjardins du Québec. Credit limit of up to $100,000 for Accord D Business financing or the Business Freedom Solutions Line of Credit, or a combination of the two.