Business chequing accounts
Our chequing accounts are for managing your business's everyday finances. Choose one based on your needs and apply for it today.
What is a business chequing account?
A business chequing account lets you do basic day-to-day transactions like cashing cheques, transferring money and paying suppliers.
Our chequing accounts for businesses
Business Chequing Account
Need a basic account for managing your day-to-day operations and cash flow? Our Business Chequing Account lets you choose a transaction plan that fits your needs and save on monthly fees.
This account does not earn interest.
We offer plans at flat monthly fees based on number of transactions per month. If you go over your limit, per-transaction fees apply.
You can switch your plan at any time if your needs change.
Build-Up Savings Account for Businesses (CAN$ or US$)
Keep it simple with a single account that lets you do everyday transactions and earns interest like a savings account.
Do you do business in the United States? This account is available in US dollars, which will simplify your cross-border transactions and let you save on exchange rate fees.
This is a tiered-rate account, meaning a higher balance can get you a better interest rate.
Features of our business chequing accounts
Here are a few examples of transactions you can make with a chequing account:
Deposits and withdrawals at the teller counter or ATM
Preauthorized payments and direct deposits
Transaction fees apply if you go over your monthly transaction limit or make transactions not included in your plan.
Monthly service fees apply for accounts without a transaction plan.
Tools for managing your business's everyday finances
Our digital services
Once you've opened your chequing account, you can carry out transactions and manage your account online using AccèsD Affaires, our secure tool available on desktop or in the Desjardins mobile services app.
Open a business chequing account
Elsewhere in Canada or the US:
1-888-233-2473 phone number to open a business account. This link will open your phone app.
Or have us call you when it's convenient.
Our other business accounts
For Canadian dollar accounts, interest is calculated at different rates for the portions of your balance that fall within each tier. The tiers are as follows:
$0 to $19,999
$20,000 to $99,999
$100,000 to $249,999
$250,000 and up
For US dollar accounts, interest is calculated on your daily closing balance at the interest rate for your tier. The tiers are as follows:
$0 to $99,999.99
$100,000 to $499,999.99
$500,000 to $999,999.99
$1,000,000 and up