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Operating line of credit

Operating line of credit fees
Transactions Fee
File analysis and setup1
Line of credit up to $500,000 1/2% of authorized amount
$225 min.
Line of credit over $500,000 3/4% of authorized amount
1/4% min. of authorized amount
Taking of security interest
Movable hypothec agreement or general security agreement and/or security agreement 150/contract plus incurred expenses
Real estate mortgage incurred expenses
Monitoring of assets – accounts receivables and inventories
Line of credit up to $100,000 $50/month
Line of credit over $100,000 $75/month
Monthly management fee for automated service up to $125 based on authorized amount
Annual renewal and monitoring 1/4% of authorized amount
$225 min.
Availability fee - Line of credit over $500,000 (on unused portion) 1/4% to 1/2%
Extension of file $50 or $125 depending on analysis
Increase during year 1/2% of authorized increase $150 min.
Delay in monthly monitoring $25
Additional file supervision from $50/month
Release $50 plus incurred expenses (no fee if the loan is due)
Discharge incurred expenses
Cancellation of movable hypothec or general security agreement and/or security agreement affecting all debts incurred expenses
Domestic letter of guarantee $150 min.
0.5% to 2.5% max.
  1. May be up to 1% for more complex files.