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- Elegance Gold Visa
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Elegance Gold Visa
The low-fee rewards card
- Interest rate: 19.9%
- Annual fee: $30
- Rewards program: 1% of your purchases in BONUSDOLLARS®
- 3-Day Travel Insurance at no charge
- Purchase Protection and Extended Warranty
Card features you'll like the most
Desjardins BONUSDOLLARS Rewards Program
Desjardins BONUSDOLLARS Rewards ProgramTurn your purchases into trips, gift rewards and more.
Travel Insurance
Travel InsuranceFor the first 3 days of your trips.
Purchase Protection and Extended Warranty
Purchase Protection and Extended WarrantyFor most goods purchased with your card.
- This link will open in a new window.Additional card features
Zero Liability in the event of fraud
Additional card at no annual fee
You can get an additional card for your spouse or other family member for free.
Other features
- Better security through chip technology
- 21-day grace period to pay your bill without incurring credit charges
- No transaction fees
- Visa payWave contactless technology
- Verified by Visa
Options
- Overdraft transfer to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account
- Online monthly account statements at no charge
- Automatic payment of your card balance at no charge with our Authorized Payment Service
- Credit Balance Insurance for a minimal fee
Annual fee and fixed annual interest rate are subject to change without prior notice.
® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.
Client services
Useful links
Collect BONUSDOLLARS
Discover the ProgramTip
Earn BONUSDOLLARS rewards faster by automating your recurring bill payments (e.g., cellphone, Internet) on your Desjardins credit card. Learn more about recurring bill payments.