Elegance Gold Visa credit card

The low-fee rewards card

  • Interest rate: 19.9%
  • Annual fee: $30
  • BONUSDOLLARSTM rewards: Up to 1% of your purchases
  • 3-Day Travel Insurance at no charge
  • Purchase Protection and Extended Warranty

The Elegance Gold Visa card is no longer available.

You may like this card

The new Bonus Visa card has no annual fee and earns you up to 2% of your purchases in bonusdollars.

Learn more about the Bonus Visa card

Credit card benefits

Up to 1% of your purchases in Bonusdollars

Up to 1% of your purchases in Bonusdollars

Turn your purchases into trips, gift cards and more!

Travel Insurance

Travel Insurance

For the first 3 days of your trips.

Purchase Protection and Extended Warranty

Purchase Protection and Extended Warranty

For most goods purchased with your card. (PDF, 194 KB)

 - This link will open in a new window.

Mobile Device Insurance

Mobile Device Insurance

Protect your cellphone, smartphone or tablet.

Additional card features

Accord D financing

Accord D financing
Quick and flexible financing for projects that are important to you.

Cash advances

Cash advances
Up to $5,000 a day, anywhere in the world.

Zero Liability in the event of fraud

Zero Liability in the event of fraud
Against fraudulent transactions made to your card.

Hertz discount

Hertz discount
Up to 15% at participating Hertz locations worldwide.

Additional card at no annual fee

Additional card at no annual fee
You can get an additional card for your spouse or other family member for free.

Manage your account

Manage your account
On your computer, your smartphone or tablet

Mobile payments

Mobile payments
Tap and pay with your smartphone. It's easy, free and secure.

Click to pay

Click to Pay
Simplify your online payments.

Balance transfers

Balance transfers
Transfer the outstanding balances of your credit cards from other financial institutions to your Desjardins credit card account.

More features

  • No transaction fees
  • 21-day grace period to pay your bill without incurring credit charges
  • Visa payWave contactless technology
  • Verified by Visa

Options to enhance this card

Annual fee and fixed annual interest rate are subject to change without prior notice.

® Bonusdollars is a registered trademark of Fédération des caisses Desjardins du Québec.

  1. Discount applies only to base rate (time and distance travelled). All taxes, tax reimbursement, surcharges and optional service charges, such as refueling, as well as all other charges, are not included. CDP ID # must be used at time of reservation. 24-hour advance reservation is required. This offer is redeemable at participating Hertz Car Rental locations in Canada the USA, Europe, the Middle East and Africa (EMEA). Blackout periods may apply. Offer may not be combined with any other offer, promotion, certificate, voucher or other discount. Vehicles are subject to availability at the time of reservation and pick-up, which may vary by time and location. Rate subject to increase or additional fees may apply in the event reservation is modified, early/late vehicle pick-up or return or if vehicle is not returned to the originating rental location. Car class exclusions apply. Offer has no cash value and may not be used with special rates such as Pre-Pay, Tour, Insurance Replacement or Hourly Rental Rates. Age, driver, credit and qualifying rate restrictions for the renting location apply. Discounts applied in local currency at time of payment.