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Cash Back Program

Get up to 2% cash back depending on the card you have and the type of transactions you make.

Types of transactions Cash Back Cash Back World
Transactions made with contactless payment technology 1% of purchases 2% of purchases
Preauthorized payments by service providers 1% of purchases 2% of purchases
Other purchases 0.5% of purchases 1% of purchases

Your account is automatically credited when you accumulate $25 cash back with your Cash Back card or $50 with your Cash Back World card.

Average expenses/family/year

Cash Back
50% regular purchases: 0.5% cash back
50% contactless and preauthorized payments: 1% cash back

Cash Back World
50% regular purchases: 1% cash back
50% contactless and preauthorized payments: 2% cash back

Type of expense Average expenses/family/year Cash back
Cash Back Cash Back World
Groceries $5,500
($458/month)
$41 $82
Gas $3,600
($300/month)
$27 $54
Preauthorized payments $4,000
($333/month)
$40 $80
Other purchases $2,000
($167/month)
$15 $30
Total $15,100
($1,258/month)
$123 $246

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1. "Preauthorized payment with a service provider" means an automatic payment charged monthly or at another regular interval by a service provider. Some service providers may not offer a regular payment option, and the Fédération des caisses Desjardins du Québec shall not be held liable for any error made by a service provider when processing a preauthorized payment that qualifies for cash back.

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