Cash Back Program

Get up to 2% cash back depending on the card you have and the type of transactions you make.

Types of transactions Student Cash Back and Cash Back Cash Back World
Transactions made with contactless payment technology 1% of purchases 2% of purchases
Preauthorized payments by service providers 1% of purchases 2% of purchases
Other purchases 0.5% of purchases 1% of purchases

Your account is automatically credited when you accumulate $25 cash back with your Cash Back card or $50 with your Cash Back World card.

Average expenses/family/year

Student Cash Back and Cash Back
50% regular purchases: 0.5% cash back
50% contactless and preauthorized payments: 1% cash back

Cash Back World
50% regular purchases: 1% cash back
50% contactless and preauthorized payments: 2% cash back

Type of expense Average expenses/family/year Cash back
Student Cash Back and Cash Back Cash Back World
Groceries $5,500
($458/month)
$41 $82
Gas $3,600
($300/month)
$27 $54
Preauthorized payments $4,000
($333/month)
$40 $80
Other purchases $2,000
($167/month)
$15 $30
Total $15,100
($1,258/month)
$123 $246

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  1. Cash back is calculated as a percentage of the purchases made with the card. Merchandise returns, cash advances, cash advances by equal instalments, RRSP cash advances, promotional and regular cheques, in-store Accord D financing (i.e., deferred payment financing, equal payment financing, deferred equal payment financing and multiple purchases through equal instalments), credit fees, foreign currency purchases, electronic funds transfers, money orders and all purchases made in casinos are excluded.