TFSA Savings Account

  • Regular rate 1.00%
  • Account type: Registered savings account
  • Fees: No service charges
  • Savings and withdrawals are not taxed


This savings account, designed specifically for TFSAs, lets you put money aside for short- and medium-term projects. It gives you security and flexibility to build up savings and access your funds.

To open a TFSA Savings Account, you must first register for a tax-free savings account issued and administered by Desjardins Trust. You also need a Desjardins chequing account.


Deposits, withdrawals, transfers permitted at all times.

Overcontributions are subject to a tax of 1% per month.

Learn more about overcontributions (PDF, 219.4 KB).

Periodic Investment Plan

Make automatic transfers into your account. You decide how much and how often (minimum of $25 per transfer).


Paid monthly and non-taxable.

See current rates

Account statement

Monthly statement of account included in the chequing account statement you receive by mail or online.

Learn more about account statements.


  • Desjardins Savings-Life Insurance available.
    Learn more about Savings-Life Insurance.
  • Now available on AccèsD.


How much will your investment be worth at maturity?

Rates subject to change without notice.

All deposits made to a TFSA and High Interest S@vings Account – RRSP are subject to the contribution limits set by the Canada Revenue Agency (CRA). The RRSP contribution limit is on the Notice of Assessment from the CRA. Members are fully responsible for ensuring that they respect their contribution limits.