Visa Business Advantage card

Take your business to the next level

  • Essential payment tool for businesses that have many suppliers and want to control their expenses.
  • Effective management of your business expenses.
  • Travel insurance coverage at no additional charge.
  • For small and medium-sized businesses. Some conditions apply.
  • Visa IntelliLink Spend Management reports: get data, reports and analysis tools allowing you better control and simpler expense management for your company.
  • Business Cheques Service: Pay suppliers, settle unexpected expenses or make the most of unforeseen business opportunities.
  • Credit Balance Insurance - Business: Insurance which covers credit amounts or financing payments in case of unexpected events.
  • Visa SavingsEdge® : Turn business purchases4 into business savings automatically.

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1. Applies once annual company purchases reach $12,000 and up to $750,000 for the Visa Business Advantage card or cards a credit equivalent to 1% of these purchases will be deposited in the company account, once a year on the anniversary date of the account being opened. The maximum cash back is $7,380 per year. Visa cheques, cash advances, Accord D Business financing transactions carried out at a caisse, interest charges, returned goods, administration fees and other fees related to purchases are excluded.

2. Business purchases charged to 1 or more Visa Desjardins Business cards that total between $12,000 and $500,000 (or $750,000 for the Visa Business Advantage card) in a 1-year period, will be eligible for a 1% cash back credit to the Business cardholder's account on the anniversary date of the account opening. Cash advances, Business cheques, Accord D Business Financing transactions made at a Desjardins caisse/branch, interest charges, merchandise returns, administrative charges and other purchase fees are not included.

3. Subject to credit approval by the Fédération des caisses Desjardins du Québec.

4. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, is responsible for the Program. For details, visit