Visa Business Advantage card
Take your business to the next level
- Essential payment tool for businesses that have many suppliers and want to control their expenses.
- Effective management of your business expenses.
- Travel insurance coverage at no additional charge.
- For small and medium-sized businesses. Some conditions apply.
- 1% cash back on every purchase with the Business Savings Program1
- A second, separate credit limit of up to $100,0002 with Accord D Business Financing - Caisse and In-store Accord D Business financing
- Management of your company finances 24 hours a day through Business Account Management (under the Cards tab in AccèsD Affaires)
- 21-day grace period to pay your bill without incurring credit charges
- Management reports to help you analyze and track expenses.
- Corporate Insurance Program at no additional charge, including travel insurance coverage
- A credit limit tailored to your needs3.
- Desjardins Travel Assistance - For worry-free travel
- Desjardins Business Assistance - Find out about your business destinations
- Corporate legal assistance service, free of charge
- Flexible invoicing method: centralized or decentralized payment
- Attractive interest rate
- ZERO liability in the event of unauthorized use of your card
- Discounts up to 25% at Hertz worldwide
- Better security through chip technology
- PayWave contactless payment technology
- Visa Consumer Authentication Service for your online purchases
- Visa Account Updater for your recurring transactions
- Desjardins Identity Protection
- Visa IntelliLink Spend Management reports: get data, reports and analysis tools allowing you better control and simpler expense management for your company.
- Business Cheques Service: Pay suppliers, settle unexpected expenses or make the most of unforeseen business opportunities.
- Credit Balance Insurance - Business: Insurance which covers credit amounts or financing payments in case of unexpected events.
- Visa SavingsEdge® : Turn business purchases4 into business savings automatically.
® All marks designated with ® or TM are the property of their respective owners
1. Applies once annual company purchases reach $12,000 and up to $750,000 for the Visa Business Advantage card or cards a credit equivalent to 1% of these purchases will be deposited in the company account, once a year on the anniversary date of the account being opened. The maximum cash back is $7,380 per year. Visa cheques, cash advances, Accord D Business financing transactions carried out at a caisse, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
2. Business purchases charged to 1 or more Visa Desjardins Business cards that total between $12,000 and $500,000 (or $750,000 for the Visa Business Advantage card) in a 1-year period, will be eligible for a 1% cash back credit to the Business cardholder's account on the anniversary date of the account opening. Cash advances, Business cheques, Accord D Business Financing transactions made at a Desjardins caisse/branch or at a participating merchant, interest charges, merchandise returns, administrative charges and other purchase fees are not included.
3. Subject to credit approval by the Fédération des caisses Desjardins du Québec.
4. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, is responsible for the Program. For details, visit www.visasavingsedge.ca.