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You are here: Home > Business > Accounts and cash management > Business accounts > Chequing Account
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Chequing Account
Your basic commercial account
- Regular transactions can be made at the caisse counter and by automated services
- Possibility of adding several types of financing
- Canadian dollar account
- Simplifies your company's day-to-day transactions, funds transfers and cash management transactions.
- Open more than 1 chequing account to suit your needs (administration, payroll, assets, special projects, etc.).
- Learn more about deposit insurance (FAQ).
- This account does not bear interest.
- If your organization has a history of regular cash flow or wishes to consolidate funds in this account, an interest rate may be available pending the results of an analysis of transactions.
- Interest rate is set based on the Fédération des caisses Desjardins du Québec prime rate, less a certain percentage.
- Cash and cheque deposits at the teller counter or night deposit.
- Cash and cheque deposits at the night deposit combined with ATM.
- Option of making inter-Caisses commercial deposits.
- Withdrawals at the teller counter, ATMs or by direct payment for accounts requiring only one signature.
- Direct withdrawals (preauthorized withdrawals) and direct deposits.
- Option of issuing cheques.
- Bill payments.
- Automatic transfers.
- Build-up Savings Account for Businesses (in Canadian or U.S. dollars).
- Foreign currency account (other than US).
- Plans:
- For small businesses and non-profit organisations.
Learn more about our plans.
- Fees:
- For all types of businesses.
- Per transaction fees (variable fee schedule).
- Customized transaction fees (fixed fee schedule).
Learn more about fees.
Learn how to open a Desjardins Business Account.