Chequing Account

• Simplifies your company's day-to-day transactions, funds transfers and cash management transactions.
• Open more than 1 chequing account to suit your needs (administration, payroll, assets, special projects, etc.).
• Learn more about deposit insurance (FAQ).

• This account does not bear interest.
• If your organization has a history of regular cash flow or wishes to consolidate funds in this account, an interest rate may be available pending the results of an analysis of transactions.
• Interest rate is set based on the Fédération des caisses Desjardins du Québec prime rate, less a certain percentage.

• Cash and cheque deposits at the teller counter or night deposit.
• Cash and cheque deposits at the night deposit combined with ATM.
• Option of making inter-Caisses commercial deposits.
• Withdrawals at the teller counter, ATMs or by direct payment for accounts requiring only one signature.
• Direct withdrawals (preauthorized withdrawals) and direct deposits.
• Option of issuing cheques.
• Bill payments.
• Automatic transfers.

• Build-up Savings Account for Businesses (in Canadian or U.S. dollars).
• Foreign currency account (other than US).

• Business Access Card (debit card).
• AccèsD Affaires online financial management tool for businesses.
• View account statements and images of cheques issued using the AccèsD Affaires cheque imaging service.

• Plans:
  • For small businesses and non-profit organisations.

  Learn more about our plans.

• Fees:
  • For all types of businesses.
  • Per transaction fees (variable fee schedule).
  • Customized transaction fees (fixed fee schedule).

  Learn more about fees.

Learn how to open a Desjardins Business Account.