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Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

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Chequing Account

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Your basic commercial account

Regular transactions can be made at the caisse counter and by automated services
Possibility of adding several types of financing
Canadian dollar account

Features

Simplifies your company's day-to-day transactions, funds transfers and cash management transactions.
Open more than 1 chequing account to suit your needs (administration, payroll, assets, special projects, etc.).
Learn more about deposit insurance (FAQ).

Interest

This account does not bear interest.
If your organization has a history of regular cash flow or wishes to consolidate funds in this account, an interest rate may be available pending the results of an analysis of transactions.
Interest rate is set based on the Fédération des caisses Desjardins du Québec prime rate, less a certain percentage.

Authorized transactions

Cash and cheque deposits at the teller counter or night deposit.
Cash and cheque deposits at the night deposit combined with ATM.
Option of making inter-Caisses commercial deposits.
Withdrawals at the teller counter, ATMs or by direct payment for accounts requiring only one signature.
Direct withdrawals (preauthorized withdrawals) and direct deposits.
Option of issuing cheques.
Bill payments.
Automatic transfers.

Other chequing accounts

Build-up Savings Account for Businesses (in Canadian or U.S. dollars).
Foreign currency account (other than US).

New account and user fees

Plans:
- For small businesses and non-profit organisations.
Learn more about our plans.
Fees:
- For all types of businesses.
- Per transaction fees (variable fee schedule).
- Customized transaction fees (fixed fee schedule).
Learn more about fees.