Youth Profit Account

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  • Account type: Build-Up Savings Account for youth age 12 to 21 and full-time college, CEGEP and vocational students age 22 to 25
  • Interest rate: 0.05% to 0.10% (based on balance maintained)
  • Fees: free unlimited regular transactions for members under age 18



Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.

Access to your account

You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisses, ATMs and, at any time, on AccèsD Internet, mobile services and AccèsD Telephone.


Interest paid monthly.

See current rates.

Monthly fees

  • Free unlimited regular transactions for those under age 18.
  • For members 18 to 21 and members 22 to 25 inclusive enrolled in college, CEGEP or vocational school full-time
    • A plan1 that includes 40 free transactions
    • or
    • An unlimited transaction plan1 for only $2.95 a month (an $11saving on The Premier plan)

*Trademark of Visa International Service Association and used under licence.

  1. Members who are full-time vocational or CEGEP students attending a recognized educational institution can get up to $11 off the transactional plan of their choice every month. Members who choose to apply this discount on the Autonomous Plus plan will have 40 monthly transactions free of charge. Upon completing a 3-year vocational program, members could have saved over $395 ($132 per year).

    To take advantage of the discount on the transactional plan of your choice, you must ask for it at your caisse or by phone at 1-800-CAISSES (1-800-224-7737). To learn about the terms and conditions of various fees, see Plans.