Chartered Professional Accountants

Chartered Professional Accountants

As a chartered professional accountant, you can take advantage of an offer that's designed for your professional and personal needs.

Get this offer

Annual savings of $168 on the Unlimited Plus transaction plan

Save $14 a month and get unlimited transfers and transactions using any access method (AccèsD, Desjardins Access Card, cheques and ATM).

  • The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained. Get a discounted rate of $7.95 per month on the Unlimited Plus Plan and save $14.00 on the current rate (12 months x $14.00 = $168.00 in savings).
  • Withdrawals made from non-Desjardins ATMs affiliated with the Interac and Plus networks are subject to additional fees.
  • Includes personalized cheques, drafts, money orders, safety deposit boxes and certified cheques.
  • Did you know?

    Your spouse is eligible for the same advantages if you are both members of the same caisse.

  • Your spouse is also eligible for the same advantages, except the bonus for getting a credit card, if you have signed up for the offer and you are both members of the same caisse.
  • Get a sign-up bonus on these credit cards

    Receive BONUSDOLLARS® or rewards equal to the 1st year's annual fee when you sign up for or upgrade to one of these credit cards:

    Odyssey® World Elite® Mastercard 130 BONUSDOLLARS®
    Odyssey® Gold Visa* 110 BONUSDOLLARS
    Cash Back World Elite® Mastercard $100 cash back
    BONUSDOLLARS rewards program Earn rewards as you shop with the BONUSDOLLARS program. It's simple and flexible!

    ®Trademark of Interac Inc. and used under licence.

    ® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    ® Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec.

    * Trademark of Visa International Service Association and used under licence.

  • The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.
  • Current Desjardins credit cardholders signed up for the offer for professionals must upgrade to an eligible higher tier card to qualify for the sign-up bonus. A higher tier credit card has higher annual fees. For example, the Odyssey Gold Visa card is considered an upgrade from the Cash Back World Elite Mastercard card, and the Odyssey World Elite Mastercard card is considered an upgrade from the Odyssey Gold Visa and Cash Back World Elite Mastercard cards. The bonus cannot be applied to fees for additional cards.
  • Eligibility criteria for the Cash Back World Elite Mastercard card: gross annual income of at least $80,000 for the primary cardholder, household income of $150,000 or assets under management of at least $400,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.
  • Lines of credit and loans at reduced rates

    Enjoy lower interest rates on these lines of credit and personal loans.

    Personal Line of Credit

    Prime rate + 0.5%

    A set amount you can use whenever you like

    Investor Strategic Line of Credit

    Prime rate + 0.5%

    To establish an investment strategy based on leveraging

    Versatile Line of Credit

    Prime rate + 0.5%

    A line of credit that uses your home as financial leverage

    Personal loan

    1% discount on current rates

    Flexible payment options for personal projects

    RRSP loan Desjardins

    0.5% discount on fixed-rate RRSP loans

    1% discount on variable-rate RRSP loans

    Contribute to your RRSP and save money on your taxes

    CPA national program participants

    You also have access to the Student Strategic Line of Credit

    • Credit limit of up to $100,000
    • Prime rate + 0.25%
    • Defer your first principal payment until 24 months after finishing your studies
  • The prime rate is the annual variable interest rate that is publicly and occasionally set by the Fédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada.
  • Available in Quebec only.
  • For financing of at least $100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage).
  • Available in Quebec only.
  • Get $1,000 cash back when you take out a new mortgage

    Get a competitive interest rate and $1,000 cash back on a new mortgage loan.

  • Subject to credit approval by the Fédération des caisses Desjardins du Québec. Certain conditions apply. Contact your advisor for more information. Cash back is awarded on new Desjardins mortgages of at least $100,000 for owner-occupied properties with up to 4 units and a mortgage term of at least 48 months. The cash back will be deposited in the account linked to the mortgage.
  • Optimize your investments

    Make the most of no-minimum investment solutions, personalized guidance and discounted commissions.

    Term savings

    Take advantage of rates reserved for investments of $50,000 or more, no matter how much you invest. This only applies to regular term savings acquired at your caisse.

    Chorus II Portfolios

    You have access to sophisticated solutions with no minimum investment:

    • Investment strategy in tune with your needs
    • World-renowned portfolio managers
    • Competitive pricing

    Desjardins Online Brokerage

    If you prefer to manage your savings yourself, you can enjoy the following perks:

    • No administrative fees for the first year when opening a registered account
    • Reimbursement of up to $150 in transfer fees for portfolios of over $15,000
    • The same benefits for your partner if they're a member of the same caisse

    Cannot be combined with any other promotion.

    Desjardins Securities

    Get personalized investment advice and benefits:

    • Rebate on applicable commissions the 1st month after opening the account
    • Transfer fees reimbursed on accounts from other financial institutions
    • No administrative fees for the 1st year when opening a registered account
  • Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Desjardins Funds are offered by registered brokers.
  • Desjardins Securities Inc. uses the business name Desjardins Online Brokerage for its discount brokerage activities and offers discount brokerage products and services under the Disnat brand. Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • No annual administration fees if the market value of the registered retirement savings plan or locked-in retirement account is more than $15,000 or if the market value of the registered retirement income fund or life income fund is more than $25,000.
  • Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • Applies only to transfers of $50,000 and up. The minimum balance after the transfer must be $100,000.
  • Do you also own a business?

    Streamline your business operations and save money.

    A competitive interest rate

    This offer for chartered professional accountants includes:

    Contact us to see if you're eligible

    Schedule a call

    Payment solutions

    Exclusive offer for chartered professional accountants with Global Payments

    • $300 off account setup fees
    • Up to $75 off when you buy 2 or more types of products
    • Up to $150 off per terminal when you buy 2 or more terminals
    • Free access to the Merchant Portal and to Global Payments Analytics

    See the terms and conditions (PDF, 59 KB) - This link will open in a new window

    Business Freedom Solutions

    Get financing up to $100,000

    Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

    Employer solutions

    Improve your employees' well-being

    We have exactly what you need to take care of your employees.

    Payroll management solution for accounting firms

    With our turnkey payroll solution, you can maximize your services and simplify your life without investing in costly systems.

    Benefits of our payroll management solution for your clients

    • Flexible

      It adapts to each employer's preferences and needs.

    • Comprehensive

      Regulatory updates are continual and automatic.

    • High-performance

      Simple and automated, it streamlines the payroll process and improves efficiency.

    Choose the option that best suits your clients' needs

    Use our solution to manage your client's payroll.

    • Keep working closely with your clients.
    • Access all payroll management data and reports.
    • Benefit from our support and expertise.

    Refer your clients to our payroll processing and delivery service.

    • Direct them to a trusted payroll processor that offers them the best solution for their needs.
    • Get reports on all their payroll activities.
    • Get a reduced rate.
    Get this service or learn more - about our employer solutions



    Book an appointment today.

    Get this offer