Term Savings
Grow your money worry-free!
- Capital 100% guaranteed
- 30-day to 10-year terms (phone and in-caisse requests)
- Interest rate: 1.40 % to 2.00 % (fixed, guaranteed until maturity)
- Ideal if you want security, competitive returns and regular income
- "A bird in the hand is worth two in the bush!"
Interest rate
- Fixed
- Based on the term selected
- Guaranteed for the full term1
Eligible plans
- Registered plans: TFSA, RRSP, FTA2, LIRA, locked-in RRSP, LIF and RDSP
- Non-registered plans
Minimum deposit
- $500 for registered plans
- $1,000 for non-registered plans
- $5,000 for terms of less than 1 year
Return
Gives you a competitive return on your savings
Renewal
- On your own on AccèsD.
- Through an AccèsD Services advisor :
- Montreal area: 514-CAISSES (514-224-7737), options 2 and 4.
- Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737), options 2 and 4.
- At the caisse.
Other
- Also available in U.S. dollars. Deposits in U.S. currency are not insured by the Autorité des marchés financiers or by the Deposit Insurance Corporation of Ontario.
- Learn more about deposit insurance (FAQ).
- Eligible for potential member dividends (RDSP ineligible).
Find out more about member dividends. - Savings-Life Insurance available.
1. If the investment is held to maturity.
2. Not available in Ontario.
- Stable and secure: your capital and interest are guaranteed
- Peace of mind: no matter how the financial markets perform, you know what your return will be right from the start
- Predictable: it's easy to plan your budget because the income is paid to you regularly
Rate subject to change without notice.