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Rates - Term Savings

These are the current rates for each term.

Current rates on July 19, 2018

Registered plans: RRSP, FTA, LIRA and locked-in RRSP, RRIF, LIF, TFSA
Non-registered plans

Term savings (less than one year)
Minimum deposit: $5,000
Term Rate
30-59 days 0.10%
60-89 days 0.25%
90-119 days 0.35%
120-179 days 0.40%
180-269 days 0.45%
270-364 days 0.55%
Term savings (1 to 10 years)
Minimum deposit: $1,000 (non-registered plans)
Minimum deposit: $500 (registered plans)
Term Rate
1 year 0.90%
2 years 1.15%
3 years 1.25%
4 years 1.40%
5 years 1.55%
6 years 1.55%
7 years 1.75%
8 years 1.85%
9 years 1.90%
10 years 2.00%

Find out more
See Term Savings.

Last update: April 13, 2018
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.