Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.

You are here: Home > Business > Financing and credit > Short-term financing > Operating line of credit

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Operating line of credit

Finance your day-to-day operating needs

  • Finance inventories and accounts receivable
  • Take advantage of supplier discounts
  • Extra protection against risk of insufficient funds
  • Meet specific needs


  • Competitive interest rates
  • Can be paid back at anytime whenever you have cash inflows
  • Available in Canadian or U.S. dollars
  • Insurance option to cover payments in case of disability or death

    Learn more about Line of credit insurance.


  • Terms of use and payment terms tailored to your company
  • Efficient cash management
  • Allows you to meet day-to-day operating needs
  • Gives you the option of issuing cheques up to your authorized credit limit to avoid an insufficient funds situation
  • Interest is calculated only on credit amount used
  • Automatic reimbursement