Rates - Personal loans

These are the current rates for each desired amount and financing product.

Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.

First, select an amount:

OR

 (min. $500)

Calculate your payments

Current rates on October 18, 2018

Personal loan and Accord D financing between $500 and $2,999 - Fixed rate1
Term* Interest rate
6 months 14.89%
1 year 14.89%
18 months 15.04%
2 years 15.04%
3 years 15.19%
4 years 15.34%
5 years 15.49%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 9.20%

Personal loan and Accord D financing between $3,000 and $4,999 - Fixed rate1
Term* Interest rate
6 months 13.89%
1 year 13.89%
18 months 14.04%
2 years 14.04%
3 years 14.19%
4 years 14.34%
5 years 14.49%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 9.20%

Personal loan and Accord D financing between $5,000 and $12,500 - Fixed rate1
Term* Interest rate
1 year 10.14%
18 months 10.29%
2 years 10.29%
3 years 10.44%
4 years 10.59%
5 years 10.74%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 8.70%

Personal loan and Accord D financing between $12,501 and $25,000 - Fixed rate1
Term* Interest rate
1 year 9.39%
18 months 9.54%
2 years 9.54%
3 years 9.69%
4 years 9.84%
5 years 9.99%
6 years 10.29%
7 years 10.59%
8 years 10.89%
9 years 11.19%
10 years 11.49%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 8.70%

Personal loan and Accord D financing between $25,001 and $40,000 - Fixed rate1
Term* Interest rate
1 year 8.89%
18 months 9.04%
2 years 9.04%
3 years 9.19%
4 years 9.34%
5 years 9.49%
6 years 9.79%
7 years 10.09%
8 years 10.39%
9 years 10.69%
10 years 10.99%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 8.20%

Personal loan of $40,001 or more and Accord D financing between $40,001 and $50,000 - Fixed rate1
Term* Interest rate
1 year 8.89%
18 months 9.04%
2 years 9.04%
3 years 9.19%
4 years 9.34%
5 years 9.49%
6 years 9.79%
7 years 10.09%
8 years 10.39%
9 years 10.69%
10 years 10.99%

*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Desjardins personal loan – Variable rate1

Variable interest rate: 7.70%


Go further

To learn more about financing solutions offered by Desjardins, see Personal loans.

Rates for specific projects

Desjardins offers competitive interest rates for specific projects:

To learn more, call an advisor at 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

  1. 1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to Accord D Financing.

Last update: October 15, 2018

Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.

For additional information, please contact an advisor at a caisse.