Rates - Personal loan and Accord D financing

To make your dreams a reality, count on the flexibility of the Desjardins Personal Loan or on Accord D financing, a solution available on your credit card. These are the current rates for each desired amount and financing product.

Current rates on 19 January, 2020

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Personal loan and Accord D financing between $500 and $2,999 - Fixed rate
Term Interest rate
6 months 14.89%
1 year 14.89%
18 months 15.04%
2 years 15.04%
3 years 15.19%
4 years 15.34%
5 years 15.49%
Personal loan – Variable rate

Variable interest rate: 10.45%

Personal loan and Accord D financing between $3,000 and $4,999 - Fixed rate
Term Interest rate
6 months 13.89%
1 year 13.89%
18 months 14.04%
2 years 14.04%
3 years 14.19%
4 years 14.34%
5 years 14.49%
Personal loan – Variable rate

Variable interest rate: 10.45%

Personal loan and Accord D financing between $5,000 and $12,500 - Fixed rate
Term Interest rate
1 year 10.14%
18 months 10.29%
2 years 10.29%
3 years 10.44%
4 years 10.59%
5 years 10.74%
Personal loan - Variable rate

Variable interest rate: 9.95%

Personal loan and Accord D financing between $12,501 and $25,000 - Fixed rate1
Term Interest rate
1 year 9.39%
18 months 9.54%
2 years 9.54%
3 years 9.69%
4 years 9.84%
5 years 9.99%
6 years 10.29%
7 years 10.59%
8 years 10.89%
9 years 11.19%
10 years 11.49%

Personal loan - Variable rate

Variable interest rate: 9.95%

Personal loan and Accord D financing between $25,001 and $40,000 - Fixed rate1
Term Interest rate
1 year 8.89%
18 months 9.04%
2 years 9.04%
3 years 9.19%
4 years 9.34%
5 years 9.49%
6 years 9.79%
7 years 10.09%
8 years 10.39%
9 years 10.69%
10 years 10.99%

Personal loan - Variable rate

Variable interest rate: 9.45%

Personal loan and Accord D financing between $40,001 and $50,000 - Fixed rate1
Term Interest rate
1 year 8.89%
18 months 9.04%
2 years 9.04%
3 years 9.19%
4 years 9.34%
5 years 9.49%
6 years 9.79%
7 years 10.09%
8 years 10.39%
9 years 10.69%
10 years 10.99%

Personal loan - Variable rate

Variable interest rate: 8.95%

Food for thought

  1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to Accord D Financing.

Online tools are made available to you for information purposes and for personal use only. They give an approximate result based on the information you enter. Desjardins does not guarantee their accuracy or their applicability to your circumstances. Please contact your caisse advisor for personalized advice.

The financing product selector is not a credit application. Please contact your caisse advisor for personalized advice.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. For additional information, please contact an advisor at a caisse.

Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.