Rates - Personal loans
These are the current rates for each desired amount and financing product.
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
First, select an amount:
OR
$ (min. $500)
Current rates on October 18, 2018
| Term* | Interest rate |
|---|---|
| 6 months | 14.89% |
| 1 year | 14.89% |
| 18 months | 15.04% |
| 2 years | 15.04% |
| 3 years | 15.19% |
| 4 years | 15.34% |
| 5 years | 15.49% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 9.20%
| Term* | Interest rate |
|---|---|
| 6 months | 13.89% |
| 1 year | 13.89% |
| 18 months | 14.04% |
| 2 years | 14.04% |
| 3 years | 14.19% |
| 4 years | 14.34% |
| 5 years | 14.49% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 9.20%
| Term* | Interest rate |
|---|---|
| 1 year | 10.14% |
| 18 months | 10.29% |
| 2 years | 10.29% |
| 3 years | 10.44% |
| 4 years | 10.59% |
| 5 years | 10.74% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 8.70%
| Term* | Interest rate |
|---|---|
| 1 year | 9.39% |
| 18 months | 9.54% |
| 2 years | 9.54% |
| 3 years | 9.69% |
| 4 years | 9.84% |
| 5 years | 9.99% |
| 6 years | 10.29% |
| 7 years | 10.59% |
| 8 years | 10.89% |
| 9 years | 11.19% |
| 10 years | 11.49% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 8.70%
| Term* | Interest rate |
|---|---|
| 1 year | 8.89% |
| 18 months | 9.04% |
| 2 years | 9.04% |
| 3 years | 9.19% |
| 4 years | 9.34% |
| 5 years | 9.49% |
| 6 years | 9.79% |
| 7 years | 10.09% |
| 8 years | 10.39% |
| 9 years | 10.69% |
| 10 years | 10.99% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 8.20%
| Term* | Interest rate |
|---|---|
| 1 year | 8.89% |
| 18 months | 9.04% |
| 2 years | 9.04% |
| 3 years | 9.19% |
| 4 years | 9.34% |
| 5 years | 9.49% |
| 6 years | 9.79% |
| 7 years | 10.09% |
| 8 years | 10.39% |
| 9 years | 10.69% |
| 10 years | 10.99% |
*To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Desjardins personal loan – Variable rate1
Variable interest rate: 7.70%
Go further
To learn more about financing solutions offered by Desjardins, see Personal loans.
Rates for specific projects
Desjardins offers competitive interest rates for specific projects:
- Contribute to an RRSP
- Adopt a child - The Desjardins Family Financial Support Program
- Buy a car or a recreational vehicle
- Pay off a student loan
To learn more, call an advisor at 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
- 1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to Accord D Financing.
Last update: October 15, 2018
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.