Prepaid card

All the advantages of a credit card, without the credit

  • Can be used to make purchases wherever Visa is accepted
  • Reloadable
  • No credit check required
  • For ages 16 and older

How to use your card

  • Load your card

    You must first deposit funds to your prepaid card account.

  • Use your card

    Use your card to make purchases online or in-store wherever Visa is accepted.

  • Reload your card

    • On AccèsD (Internet, mobile or phone)
    • At a Desjardins caisse counter or ATM
    • By paying a bill from an account at another financial institution


A tool to manage your spending

  • Keep track of your budget

    Use your prepaid card to make purchases rather than cash. This will help you keep track of your expenses and adjust your budget accordingly.

  • Control your weekly expenses

    Schedule weekly transfers in AccèsD to deposit an amount to your card account to be used for your expenses.

  • Set a travel budget

    Deposit the amount you’ve set aside for your trip to your card account. This will help you stick to your budget during your trip.

  • Give your child an allowance

    Request an additional card for your child and use it for allowance purposes. Your child will learn how to manage their money by making their own purchases.

Additional card features

Additional card at a low cost

Additional card at a low cost
You can link an additional card to your prepaid card account (annual fee: $4.95 per additional card) for your spouse or children.

Other features

  • Better security through chip technology
  • Verified by Visa
  • No transaction or withdrawal fees
  • No minimum balance required
  • Maximum amount that can be transferred to the prepaid card account: $5,000
  • No minimum reload amount required

See the credit terms and conditions (PDF, 202 KB) - This link will open in a new window. and the daily limits (PDF, 104 KB) - This link will open in a new window.

Exclusive Advantage For Members

No annual fee for 16- to 25-year-olds

Visa Desjardins prepaid cardholders ages 16 to 25 inclusively benefit from an annual savings of $6.95.

See the eligibility requirements (PDF, 80 KB) - This link will open in a new window..

Additional card at no annual fee

Cardholders save $4.95 on every additional card added to a prepaid account.

Teenagers under the age of 16: Parents can obtain an additional card linked to their prepaid card account.

Teenagers over the age of 16: To obtain a card as a main cardholder, teenagers must obtain a signed consent from their parent at a caisse, or the parent can add an additional card to their account and then give the card to the teenager.

See the eligibility requirements (PDF, 79 KB) - This link will open in a new window..

See all member advantages for individuals - Financial products and services.