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Multiproject Option


Desjardins mortgage holders who include this option on their deed of loan can re-borrow money already paid on their mortgage to finance various projects.

Speak to your Desjardins advisor. He or she is an expert and will help you find the best solutions and advise you on other mortgage refinancing options, such as the Versatile Line of Credit.

Interest rate

Equal to the current mortgage rate (lower than the rate on a personal loan or line of credit).
See current rates

Maximum amount available

This amount is the difference between the initial loan amount and your current mortgage balance.


You only have to make one periodic payment because it is combined with your mortgage payment.

Possible uses

  • Purchase a car
  • Pay tuition fees
  • Take a vacation
  • Make RRSP contributions
  • Purchase unused contribution room RRSPs


Did you know?
Planning on building or renovating? Have you thought about going green? Ask your advisor about the Green Homes Program, which rewards green building and renovating with a comprehensive offer that includes cashback, rebates, great rates, tips and many other advantages.