U.S. Visa card

Get the most out of your dollars

  • Exclusive to Desjardins credit cardholders
  • No conversion fees on U.S. dollar transactions
  • Lets you avoid exchange rate fluctuation costs on U.S. dollar transactions
  • Interest rate: 19.4%
  • 3-Day Travel Insurance at no charge
  • Auto rental insurance at no charge
  • Annual fee: US$30

Card features you'll like the most

No conversion fees

No conversion fees

U.S. dollar transactions are billed in U.S. dollars.

Savings

Savings

Lets you avoid exchange rate fluctuation costs on U.S. dollar transactions.

Additional card features

Additional card at no annual fee

Additional card at no annual fee
You can apply for an additional U.S. card, free of charge, for your spouse or other family member.

Annual fee and fixed annual interest rate are subject to change without prior notice.

  1. Transactions in currencies other than USD will be converted into USD. A 2.5% fee is applied to the transaction amount after the conversion to USD. For example, if a Canadian dollar transaction is converted into USD $100, you would be charged $2.50. We apply the exchange rate in effect on the transaction date. This rate is set by the credit card payment network.
  2. Auto Rental Collision/Loss Damage Insurance
  3. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 19.40% and your average daily outstanding balance is $100, you'd be charged $1.59 in interest. If it's $500, you'd be charged $7.67 in interest, and if it's $1,000, you'd be charged $15.95 in interest.