Multiproject Option

Re-borrow the mortgage principal you’ve paid off to buy a car, pay your tuition, contribute to your RRSP, take a trip or carry out any other project and enjoy:

  • a low interest rate
  • simple payments

Interest rate

Equal to the current mortgage rate (lower than the rate on a personal loan or line of credit).

See current rates

Amount available

The difference between the initial loan amount and your current mortgage balance.


You only have to make one regular payment because it is combined with your mortgage payment.

Get preauthorized

What is the preauthorization certificate for?

  • Displays the maximum price of the house you can afford to buy
  • Shows you are a serious buyer and your purchasing capacity
  • Simplifies communication with the seller or real estate broker

3-step preauthorization

  1. Determine your financing needs with one of our advisors.
  2. Get a prompt answer.
  3. Get the loan terms and a preauthorization certificate upon approval.

View a preauthorization certificate sample (PDF, 166 KB) - Cet hyperlien s'ouvrira dans une nouvelle fenêtre..

Make an appointment

Montreal area:

Elsewhere in Canada and the U.S.:

Contact an advisor