Refinancing to use your home equity

An opportunity to reorganize your loans

Need to refinance? Seize the opportunity to review your financial strategy and discover the Desjardins home equity line of credit: the Versatile Line of Credit.

Mortgage financing is constantly changing. At Desjardins, we ensure we always offer the most innovative products that best meet our members' needs.

Desjardins, an expert eye on your wealth

Did you buy your home several years ago and now it's grown in value? Your home equity is a new financing solution that allows you to save on interest charges.

Take advantage of the fact that you're refinancing your mortgage to combine your existing loans in a Versatile Line of Credit. Manage all of your loans better with the Loan Portfolio Management Program.

The Versatile Line of Credit, a sensible choice to:

  • pay off your debts faster
  • save on interest charges
  • give yourself greater flexibility to build your savings

The Reduce your debt interest charges using your home equity tool lets you simulate various financing scenarios using the Versatile Line of Credit.

Refinance your mortgage with the confidence that you are getting a made-to-measure lending solution that takes into account your credit needs and borrowing profile.

Reorganize your loans

Saving is important, whether it's for carrying out projects or meeting unexpected expenses without compromising your financial stability. But that doesn't mean it's easy.

With perseverance and sound saving tools, you can set enough money aside to be able to carry out projects without having to go into debt each time.

Maximize your financial capacity

Combine your existing loans (personal loans, student loans, credit cards, lines of credit) in a Versatile Line of Credit. In addition to simplifying your life, you'll reduce your interest charges and have extra cash in your monthly budget.

You can use this extra cash to save towards other projects: your children's education, leisure activities, retirement, etc.

Several savings options with the Versatile Line of Credit