Visa Business card

Pay, finance and save

Apply for a Visa Business card and get:

  • One of the lowest interest rates in the country
  • 1% cash back
  • Free access to experienced lawyers with corporate legal assistance services
  • For self-employed workers, very small and small businesses
  • Additional card at no annual fee for members
Fees and interest rates
Visa Desjardins Business card Annual fee Annual interest rate
1 to 4 cards $60/card/year Prime rate + 8.5%
5 or more cards $40/card/year Prime rate + 8.5%

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1. Applies once annual company purchases reach $12,000 and up to $500,000 for the Visa Business card or cards a credit equivalent to 1% of these purchases will be deposited in the company account, once a year on the anniversary date of the account being opened. The maximum cash back is $4,880 per year. Visa cheques, cash advances, AccordD Business financing transactions carried out at a caisse, interest charges, returned goods, administration fees and other fees related to purchases are excluded.

2. Up to $100,000 for Accord Business financing and the Business Freedom Solutions Line of Credit with a $100,000 maximum when combined.

3. Subject to credit approval by the Fédération des caisses Desjardins du Québec.

4. Fédération des caisses Desjardins du Québec annual prime rate (the Desjardins prime rate).

5. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, is responsible for the Program. For details, visit