Business card
Pay, finance and save
Apply for a Business card and get:
- One of the lowest interest rates in the country
- 1% cashback
- Free access to experienced lawyers with corporate legal assistance services
- For self-employed workers, very small and small businesses
- 1% cash back1 on every purchase with the Business Savings Program
- A second, separate credit limit of up to $100,0002 with Accord D Business Financing at the caisse and In-store Accord D Business financing
- 21-day grace period to pay your bill without incurring credit charges
- A credit limit tailored to your needs3
- Desjardins Travel Assistance - For worry-free travel
- Desjardins Business Assistance - Find out about your business destinations
- Corporate legal assistance and information security services are free of charge
- Flexible invoicing method: centralized or decentralized payment
- Attractive interest rate: prime rate + 8.5%4
- ZERO liability in the event of unauthorized use of your card
- Liability insurance up to $100,000 per card in the event of card misuse card
- Discounts up to 25% at Hertz worldwide
- Better security through chip technology
- PayWave contactless payment technology
- Mobile payments: a new, fast and secure way to pay with your smartphone
- Visa Consumer Authentication Service for your online purchases
- Visa Account Updater for your recurring transactions
- Travel Insurance Program: Offers complete insurance coverage for your business travel
- Business Cheques Service: Pay suppliers, settle unexpected expenses or make the most of unforeseen business opportunities
- Credit balance insurance - Business: Covers credit amounts or financing payments in case of unexpected events
- Business expenses management program: Offers a wide range of expense management reports to better manage the type and origin of your expenses
- Business Account Management Service - SME clientele: For a low monthly fee, you can manage your business account on AccèsD Affaires
- Visa SavingsEdge® - External link. This link will open in a new window. : Turn business purchases5 into business savings automatically.
| Visa Desjardins Business card | Annual fee | Annual interest rate |
|---|---|---|
| 1 to 4 cards | $60/card/year | Prime rate + 8.5% |
| 5 or more cards | $40/card/year | Prime rate + 8.5% |
Exclusive Advantage For Members
Additional card at no annual fee
If you're a Visa Desjardins Business or Visa Desjardins Business Advantage cardholder, you pay no annual fee for additional cards.
Additional Business cards are not free with the Business Freedom Solutions package.
See all member advantages for businesses - Financial products and services.
® All marks designated with ® or TM are the property of their respective owners.
1. Applies once annual company purchases reach $12,000 and up to $500,000 for the Business card or cards a credit equivalent to 1% of these purchases will be deposited in the company account, once a year on the anniversary date of the account being opened. The maximum cash back is $4,880 per year. Visa cheques, cash advances, AccordD Business financing transactions carried out at a caisse, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
2. Up to $100,000 for Accord Business financing and the Business Freedom Solutions Line of Credit with a $100,000 maximum when combined.
3. Subject to credit approval by the Fédération des caisses Desjardins du Québec.
4. Fédération des caisses Desjardins du Québec annual prime rate (the Desjardins prime rate).
5. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, is responsible for the Program. For details, visit www.visasavingsedge.ca.