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Business card

Pay, finance and save

Apply for a Business card and get:

  • One of the lowest interest rates in the country
  • 1% cashback
  • Free access to experienced lawyers with corporate legal assistance services
  • For self-employed workers, very small and small businesses

Exclusive Member Advantages

Fees and interest rates
Visa Desjardins Business card Annual fee Annual interest rate
1 to 4 cards $60/card/year Prime rate + 8.5%
5 or more cards $40/card/year Prime rate + 8.5%

Exclusive Advantage For Members

Additional card at no annual fee

If you're a Visa Desjardins Business or Visa Desjardins Business Advantage cardholder, you pay no annual fee for additional cards.

Additional Business cards are not free with the Business Freedom Solutions package.

See all member advantages for businesses - Financial products and services.

® All marks designated with ® or TM are the property of their respective owners.

1. Applies once annual company purchases reach $12,000 and up to $500,000 for the Business card or cards a credit equivalent to 1% of these purchases will be deposited in the company account, once a year on the anniversary date of the account being opened. The maximum cash back is $4,880 per year. Visa cheques, cash advances, AccordD Business financing transactions carried out at a caisse, interest charges, returned goods, administration fees and other fees related to purchases are excluded.

2. Up to $100,000 for Accord Business financing and the Business Freedom Solutions Line of Credit with a $100,000 maximum when combined.

3. Subject to credit approval by the Fédération des caisses Desjardins du Québec.

4. Fédération des caisses Desjardins du Québec annual prime rate (the Desjardins prime rate).

5. Some conditions may apply. Offer only available to Visa Business card or Business Freedom Solutions package holders. Self-employed workers are not eligible for this offer. Discount only applicable on new insurance policies for 4 or fewer commercial vehicles. This offer may end without prior notice. Quebec residents only. Desjardins Business Insurance refers to Desjardins General Insurance Inc.

6. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, is responsible for the Program. For details, visit

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