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Lock or replace your card

In case of loss or theft, you can manage your Desjardins credit or debit card via our mobile and online services.

Features for managing your card

Lock or unlock a card

If you can’t find your card, you can temporarily lock it to avoid fraudulent transactions. Unlock it once you find it.

Replace a lost, stolen or damaged card

Request a replacement card if it’s been stolen, lost or damaged.

Select the type of card you want to lock or replace.

Credit card

Manage your credit card online

Mobile app

  1. Log in to the Desjardins mobile services app.
  2. In the Accounts section, select See all.
  3. On the Account summary page, select the credit card you want to manage.
  4. Select the Account actions menu, then Manage card.

Web browser

  1. Log in to AccèsD.
  2. Select the credit card you want to manage.
  3. On your credit card page, select Account actions.
  4. Select Manage card.

How to lock your credit card

You can lock your credit card temporarily.

From the Manage card menu, select Lock or unlock card. Under Card status, select Lock card. When you lock your card, the status of your card immediately changes to Card locked.

What gets blocked when your card is locked

  • In-person transactions
  • Online transactions that require manual entry of card information
  • Cash advances
  • Adding the card to Apple Wallet® or Google Wallet®

What keeps working

  • Previously scheduled recurring payments
  • Payments with Apple Pay, Google Pay and third-party payment processors (such as PayPal) that use previously registered card information

How to unlock your credit card

You can unlock your card by reselecting Lock card, as long as you haven’t requested a replacement card due to theft or loss. The status will change to Card unlocked.

How to replace a credit card

Replacing a lost or stolen credit card

See how to replace a lost or stolen credit card.

Your credit card will be cancelled as soon as your replacement request is sent.

Timeframe to get a replacement for a lost or stolen card

Once you’ve requested a replacement card, you’ll get it by mail within 5 to 10 business days. Your new card will have a new number and new expiration date. Share this information with your service providers to avoid missing payments.

Replacing a damaged credit card

You can request a replacement credit card if it’s damaged or demagnetized.

From the Manage card menu, select Replace a damaged card and follow the instructions.

Timeframe to get a replacement for a damaged card

Once you’ve requested a replacement card, you’ll get it by mail within 5 to 10 business days. If your card still works, you can use it until your new one arrives. Your card number and expiration date won’t change.

FAQ

Do Apple Wallet and Google Wallet update automatically when I activate my new credit or debit card?

When replacing a lost or stolen card

No. Apple Wallet and Google Wallet do not update automatically in this case. You’ll need to manually enter your new card information for both payment methods.

When replacing a damaged card

Yes. Apple Wallet and Google Wallet update automatically as long as you activate your new card within 30 days of requesting it. If it’s been more than 30 days, you’ll have to manually enter your new card for both payment methods.

What should I do about my pre-authorized credit card payments?

When replacing a lost or stolen credit card

You’ll receive a new card number, which you should share with your service providers to avoid missing payments.

When replacing a damaged credit card

Your card number will stay the same, so you don’t need to contact your service providers.

I reported a lost or stolen card. Is it normal that I can no longer see it on AccèsD?

Yes. You won’t be able to see your card on AccèsD for 24 hours while we update your information.

Contact us

 Call us if you need help or if your card hasn’t arrived after 10 business days.

We can also call you when it’s convenient. 

Debit card

Manage your debit card online

Mobile app

  1. Log in to the Desjardins mobile services app.
  2. In the Accounts section, select See all.
  3. On the Account summary page, select the account linked to your debit card.
  4. Select Manage card.

Web browser

  1. Log in to AccèsD.
  2. Select the account linked to your debit card, then select Manage card.

How to lock your debit card

You can lock your debit card temporarily.

From the Manage card menu, select Lock or unlock your card, then Lock card. When you lock your card, the status of your card immediately changes to Card locked.

What gets blocked when your card is locked

  • ATM transactions
  • Direct payment purchases, including contactless payments
  • Adding the card to Apple Wallet® or Google Wallet®

What keeps working

  • Logging in to AccèsD
  • Transactions on AccèsD
  • Transactions with Apple Pay and Google Pay
  • Mobile deposits

How to unlock your debit card

You can unlock your card by reselecting Lock card, as long as you haven’t requested a replacement card due to theft or loss. The status will change to Card unlocked.

How to replace a debit card

Replacing a lost or stolen debit card

See how to replace a lost or stolen debit card.

Your debit card will be cancelled as soon as your replacement request is sent. You’ll no longer be able to use it to log in to our mobile and online services. If you have another debit card registered for AccèsD, you can use that card to log in.

Timeframe to get a replacement for a lost or stolen card 

Once you’ve requested a replacement card, you’ll get it by mail within 5 to 10 business days. Your new card will have a new number and new expiration date. Share this information with your service providers to avoid missing payments.

Replacing a damaged debit card

You can request a replacement debit card if it’s damaged or demagnetized.

From the Manage card menu, select Replace your card, then Damaged card and follow the instructions.

Timeframe to get a replacement for a damaged card

Once you’ve requested a replacement card, you’ll get it by mail within 5 to 10 business days. If your card still works, you can use it until your new one arrives. Your card number and expiration date won’t change.

FAQ

Do Apple Wallet and Google Wallet update automatically when I activate my new credit or debit card?

When replacing a lost or stolen card

No. Apple Wallet and Google Wallet do not update automatically in this case. You’ll need to manually enter your new card information for both payment methods.

When replacing a damaged card

Yes. Apple Wallet and Google Wallet update automatically as long as you activate your new card within 30 days of requesting it. If it’s been more than 30 days, you’ll have to manually enter your new card for both payment methods.

What should I do about my pre-authorized credit card payments?

When replacing a lost or stolen credit card

You’ll receive a new card number, which you should share with your service providers to avoid missing payments.

When replacing a damaged credit card

Your card number will stay the same, so you don’t need to contact your service providers.

I reported a lost or stolen card. Is it normal that I can no longer see it on AccèsD?

Yes. You won’t be able to see your card on AccèsD for 24 hours while we update your information.

Contact us

Call us if you need help or if your card hasn’t arrived after 10 business days.

We can also call you when it’s convenient.

More ways you can manage your card

Apple Wallet ® is a registered trademark of Apple Inc. Google Wallet ® is a registered trademark of Google LLC. Apple Pay is a trademark of Apple Inc. Google Pay ® is a registered trademark of Google LLC.