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Leisure vehicle loan

Available at your dealer when you make your purchase, with approval in usually just a few minutes.


Keep reading to learn more about leisure vehicle loans. 1

Eligible vehicles

  • Motorcycles
  • Snowmobiles
  • Personal watercrafts
  • All-terrain vehicles
  • Boats
  • Trailers
  • Tent trailers
  • Fifth wheel RVs
  • Motorhomes

Amount available

  • $5,000 minimum for a leisure vehicle
  • $10,000 minimum for a boat or recreational vehicle
  • Option of financing up to 100% of the cost of your purchase

Down payment

A down payment may be required, depending on your credit file and the value of the vehicle.

Interest rate

A fixed rate: 1

  • Guaranteed for the duration of the term

  • Predictable

  • Easy to manage

The rate varies by vehicle type, loan amount and term. Ask your dealer for current rates.

Good to know

The interest rate is lower than the rate on unguaranteed personal loans since a Desjardins Leisure Vehicle Loan is guaranteed by your vehicle.


6 months to 20 years, depending on loan amount and type of vehicle

Payment frequency

You can pay:

  • Every month

  • Every 2 weeks

  • Every week

Payments are withdrawn automatically from your account.


You can prepay in part or in full, at any time, without penalty. Log in to AccèsD, then select your Leisure Vehicle Loan account. Select Prepayment to make a prepayment.

Member dividends

This product is eligible for Desjardins member dividends.

New to Canada?

If you're new to Canada and have a work permit 2 , you could qualify for a loan to buy a vehicle 3 even if you don't yet have any credit history in the country 4 .

Talk to your dealer for more information.


We can help you shop smart and get the right financing for your next vehicle.

Find a dealer for your Leisure Vehicle Loan

Some conditions, exclusions and limitations apply. Rates may vary depending on type of vehicle, loan amount and term, and your credit score. Rates and promotions may change at any time without notice. Subject to credit approval by the Fédération des caisses Desjardins du Québec. International students, temporary foreign workers with resident permits valid for less than 12 months and seasonal workers are not eligible. Some conditions apply. Subject to credit approval by Desjardins. Loan eligibility and terms depend on the type of resident permit, the vehicle, the term and amount of the loan and the credit risk. Available in Quebec only. Certain conditions, limitations and exclusions apply. Offer subject to change at any time without prior notice.