Recreational and leisure vehicle insurance
Get a quote for insurance tailored to your type of vehicle.
Already have recreational vehicle insurance with us?
No matter how you enjoy the outdoors, we've got you covered
Whatever recreational or leisure vehicle you have, we have the right insurance to keep it well protected. Explore our coverage options and discounts and get a quote online or by phone.
Save on your recreational vehicle insurance
Get a 10% discount on your premium when you insure an additional vehicle with us, whether it's a car or another recreational vehicle.1
How the claims process works
If your recreational vehicle was damaged, stolen or involved in an accident, you can file a claim online, in the Desjardins Insurance Home-Auto mobile app or over the phone. We're here 24/7 and can guide you every step of the way.
Manage your insurance online
Log in to your account online or in our app to easily manage your insurance anytime, anywhere.
- View your insurance documents
- Display your digital proof of auto insurance in the app2
- Update your payment information
- File a claim
- Tell us you're putting your vehicle in storage
- Change your address
Download the Desjardins Insurance Home-Auto app
Get a recreational vehicle insurance quote
Learn about our coverage types and choose the ones that meet your needs. Request a quote online or by phone, depending on what type of vehicle you have.
For motorcycles, snowmobiles and ATVs
With your local Desjardins Agent
If you're already insured with us and you bought your insurance through a local Desjardins Agent, contact them for a personalized quote for your recreational vehicle. You can find their contact information in your online account or with our search tool.
For any type of recreational vehicle or watercraft
If you already insure your car or home with us, call us to get a quote for your recreational vehicle.
Your recreational vehicle insurance premium is the price of your insurance. It's the amount you pay monthly or annually to maintain your coverage.
Your insurance policy is the contract you have with your insurer. It outlines what situations and losses are covered by your insurance.
Your deductible is the amount you have to pay out of pocket when you make an insurance claim. Example: Your recreational vehicle is damaged in an accident that's covered by your policy. If the repairs cost $5,000 and you have a $500 deductible, you pay the first $500 and your insurance pays the remaining $4,500.
Premium increases could be due to changes to your file, such as:
- You're driving more than you used to
- You bought a newer or higher-end vehicle
- You moved somewhere where the accident risk is higher
- You filed a claim
Your premium might also go up for reasons out of your control, such as:
- Modern vehicles are becoming more expensive to repair
- There are more accidents on the road
Client Relations Centre
Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM
Damage insurance products are underwritten and distributed by Desjardins General Insurance Inc., provider of automobile, property and business insurance.
The information on this page is provided for informational purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.
Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Rates and discounts are subject to change without notice.
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1. This discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motor homes, house trailers, camping trailers, truck campers, and road trailers.
2. Digital proof of auto insurance is generally accepted in Alberta, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Ontario, Prince Edward Island, Quebec, the Yukon and in most American states. When you're driving, keep a paper copy with you in case your phone isn't charged and you're asked to show proof of insurance.