Auto+ Loan at a caisse or branch
The Auto+ Loan at a caisse or branch is a good option if you want to buy a car, motorcycle, snowmobile, trailer or motorhome from an individual. Book an appointment on AccèsD to apply if you’re a member.
- $12,500 minimum
- Option of financing up to 100% of the cost of your purchase
Fixed or variable rate based on loan amount
Choose a fixed interest rate if you’re cautious and sensitive to rate fluctuations. A fixed rate is:
- Guaranteed for the duration of the term
- Easy to manage
You can switch to a variable rate loan at any time without fee or penalty.
Choose a variable interest rate if you’re daring and moderately sensitive to rate fluctuations. A variable rate:
- Follows market fluctuations
- Is advantageous when rates are stable or falling
- Is generally lower than the current fixed rate
When rates drop, your payment amount remains the same but the duration of the loan may decrease.
You can switch to a fixed rate loan at any time without fee or penalty. The interest rate will be the current fixed rate at the time of conversion.
From 6 months to 20 years, depending on the loan amount and vehicle type
You can pay:
- Every month
- Every 2 weeks
- Every week
Payments are withdrawn automatically from your account.
You can prepay in part or in full, at any time, without penalty. Log in to AccèsD, then select your Auto Loan account. Select Prepayment to make a prepayment.
This product is eligible for Desjardins member dividends.
When you take out Loan Insurance, the insurer repays the loan amount in the event of death. In the event of disability, the insurer repays the insured portion of your payments. If the unexpected strikes, it ensures your financial obligations are covered.
Book an appointment for your Auto Loan
Book an appointment on AccèsD if you're a member, and meet with an advisor online, in person or over the phone.
514-224-7737 Phone number of customer service for the Montreal area. This link opens your phone app. (514-CAISSES)
Elsewhere in Canada:
1-800-224-7737 Phone number of customer service for Canada and the US. This link opens your phone app. (1-800-CAISSES)
We can also call you when it's convenient.